For Sale
507 S State Street, Hart, MI 49420
$230,000
MLS # 26029381 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,750 sqftBuilt 19060.21 acres
1 / 27
Listing Description
507 S. State Street is the quintessential tome on a small-town main street. With its classic architecture, stately oak tree shading the front yard, and a backyard made for summer barbecues, it captures the timeless charm of nostalgic Americana. Inside, hardwood floors, a formal dining room, rich original woodwork, and a clawfoot tub speak to the craftsmanship and character of a bygone era. Offering four bedrooms, two bathrooms, and a heated workshop and garage, the home provides both warmth and functionality. Best of all, it's just a short stroll down the sidewalk to downtown Hart's shops and restaurants. Grab a coffee at Stella's, enjoy an ice cream and summer concert in the commons, or watch the fireworks over the lake--all without reaching for your car keys. For decades, 507 S. State Street has been the backdrop for a life well lived. Now it's ready to welcome new owners to write the next chapter. Step into the future with a home that honors the best of the past
Source: SparkMLS
About this home
Located in Hart in Hart, this property offers 4-bedroom, 2-bath, 1,750 sq ft, with original construction dating to 1906.
Asking $230,000 (about $131/sq ft).
Property tax estimate: $1,009 per year ($84/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,750 sqft
Lot Size0.21 acres
Year Built1906
Stories2
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleTraditional
ConstructionOther
BasementMichigan Basement
Garage2 spaces
HeatingRadiant
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,009
Tax Year2025
Assessed Value$38,084
Parcel #020-731-008-00
Source: SparkMLS
Legal Description
. WD-L2000P13159 CITY OF HART WIGTON - GURNEY ADDITION LOT 8 - BLK 31.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristine Marie Stariha
Five Star Real Estate - Hart
Frequently Asked Questions about 507 S State Street, Hart, MI 49420
What school district is 507 S State Street, Hart, MI 49420 in?
Per MLS# 26029381, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 507 S State Street, Hart, MI 49420?
Per MLS# 26029381, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029381, the most recent reported annual property tax for 507 S State Street, Hart, MI 49420 is $1,009 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 507 S State Street, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 507 S State Street, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
507 S State Street, Hart, MI 49420
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Municipality
Hart
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