Sold
5070 Duck Lake Road, Whitehall, MI 49461
Sold on 08/29/2025 for$480,000
MLS # 20251021025 (Realcomp)
4 beds3 baths2,022 sqftBuilt 20034.7 acres
1 / 53
Listing Description
Nestled in the woods on 4.7 serene acres with winding trails, this charming 4-bedroom, 2.5-bath colonial offers the perfect blend of privacy and convenience. Just over two miles from Duck Lake and the beautiful Lake Michigan shoreline, this home invites you to enjoy West Michigan living at its best. Explore nearby hiking trails, pristine beaches, and enjoy local shopping, festivals, and restaurants in Whitehall and Muskegon. For family fun, Michigan Adventure Amusement Park is just minutes away, while Muskegon State Park offers winter activities like snowshoeing, cross-country skiing, and an ice skating course with warming stations.The main level features gleaming wood floors throughout, an inviting covered front porch, a spacious living room with a doorwall leading to a backyard patio, and an open-concept kitchen with a center island, abundant cabinet space, and a bright dining/breakfast nook. A separate family room and formal dining room add flexibility and comfort. The main-floor laundry, shared with the half bath, adds everyday convenience.Upstairs, you’ll find all four generously sized bedrooms, including a primary en suite with a walk-in closet and a spacious bathroom featuring double sinks. The full, unfinished basement offers endless possibilities for future living space or additional storage. Outside, the maintenance-free exterior ensures easy upkeep, and large windows throughout the home flood every room with natural light, creating a warm and welcoming atmosphere.With appliances included, this move-in-ready home is an ideal retreat close to lakes, trails, local attractions, and amenities.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,022 sq ft home in Fruitland Township in Whitehall built in 2003.
This home sold for $480,000 (about $237/sq ft).
Estimated annual property tax: $4,195, or about $350 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,022 sqft
Lot Size4.7 acres
Year Built2003
Stories2
Location
CityWhitehall
MunicipalityFruitland Twp
Zip Code49461
CountyMuskegon
School DistrictWhitehall
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/29/2025
Sold Date8/28/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,195
Parcel #06120100001440
Source: SparkMLS
Legal Description
FRUITLAND TOWNSHIP SEC 20 T11N R17W E 1/2 OF W 1/2 OF E 1/2 OF SE 1/4 OF NW 1/4 EXC FOL DESC PARCEL COM AT W 1/4 COR OF SD SEC TH S 88D 19M 14S E 2154.70 FT TO W LN OF E 1/2 OF W 1/2 OF E 1/2 OF SE 1/4 OF NW 1/4 TH N 0D 44M 49S E 148 FT TO POB TH CON T N 0D 44M 49S E 219.97 FT TH S 88D 19M 14S E 45.48 FT TH S 0D 44M 49S W 175.85 FT TH S 47D 05M 27S W 62.84 FT TO POB SUBJ TO ESMT FOR UNDERGROUND EL
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Murray
KW Professionals Brighton
Frequently Asked Questions about 5070 Duck Lake Road, Whitehall, MI 49461
Which school district serves 5070 Duck Lake Road, Whitehall, MI 49461?
Per MLS# 20251021025, 5070 Duck Lake Road, Whitehall, MI 49461 is in the Whitehall boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitehall directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251021025, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5070 Duck Lake Road, Whitehall, MI 49461?
Per public tax records, annual property taxes for this property are $4,195. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5070 Duck Lake Road, Whitehall, MI 49461 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5070 Duck Lake Road, Whitehall, MI 49461 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5070 Duck Lake Road, Whitehall, MI 49461. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5070 Duck Lake Road, Whitehall, MI 49461?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fruitland Twp police department or the Muskegon County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5070 Duck Lake Road, Whitehall, MI 49461
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Municipality
Fruitland Township
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