Sold
5080 Harbor Oak, Waterford, MI 48329
Sold on 05/29/2026 for$162,000
MLS # 20261021909 (Realcomp)
2 beds2 baths1,345 sqftBuilt 1988
1 / 44
Listing Description
Back on market, buyer got cold feet! Beautiful first-floor condo with no steps, offering an open floor plan designed for today’s lifestyle. Stunning kitchen with espresso cabinetry, granite countertops, stainless steel appliances and sink, glass tile backsplash, designer lighting, and hardwood ash-stained oak floors. Spacious great room with gas fireplace, new recessed lighting, crown moulding throughout, and Bose speakers perfect for entertaining. Doorwall leads to a private deck, ideal for indoor-outdoor living. Unique layout offers two primary bedroom options separated from the main living area, including one with a flexible office or nursery space that can easily be converted into an oversized primary suite, complete with walk-in closet and ensuite bath. Newer windows and doorwall. Furnace, A/C, and hot water tank have all been replaced within the last 5 years. Includes Carport #41, Conveniently located just minutes from dining, shopping, parks, and expressways, and less than a 10-minute drive to downtown Clarkston, Michigan.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,345 sq ft home built in 1988 sits in Waterford Township in Waterford.
Final sale price: $162,000 (about $120/sq ft).
Estimated annual property tax: $3,060, or about $255 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,345 sqft
Year Built1988
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/6/2026
Sold Date5/28/2026
Original Price$172,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$329 / Monthly
IncludesLawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,060
Source: SparkMLS
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 41, BLDG 1 L 10178 P 121 3-18-88 FR 13-03-301-003
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Erica Wood
RE/MAX Eclipse
Frequently Asked Questions about 5080 Harbor Oak, Waterford, MI 48329
Which school district serves 5080 Harbor Oak, Waterford, MI 48329?
Per MLS# 20261021909, 5080 Harbor Oak, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 5080 Harbor Oak, Waterford, MI 48329?
Per MLS# 20261021909, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5080 Harbor Oak, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $3,060. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5080 Harbor Oak, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5080 Harbor Oak, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5080 Harbor Oak, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,380
Principal & interest$1,051
HOA$329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5080 Harbor Oak, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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