For Sale
5085 Ridge Lane, Warren, MI 48092
$529,000
MLS # 20261051193 (Realcomp)
5 beds4 baths3,762 sqftBuilt 20230.16 acres
1 / 1
Listing Description
Welcome home to this beautifully maintained, move in ready Colonial offering 5 bedrooms, 3.5 bathrooms, and a spacious layout designed for comfortable everyday living and entertaining. Step inside to a bright and inviting living room featuring updated recessed lighting and abundant natural light that flows seamlessly into the dining area and spacious kitchen. The kitchen is a chef’s delight with ample counter space, a large center island, and plenty of room for gathering with family and friends. All five bedrooms are generously sized, providing comfort and flexibility for family, guests, or a home office. The fully finished basement expands your living space and features upgraded carpet and padding, making it the perfect spot for a recreation room, media area, or home gym. This home is filled with thoughtful updates, including all-new lighting throughout, custom main-floor paint, upgraded faucets, skirtless toilets throughout, and an updated main staircase with a double handrail and modern balusters. Outside, enjoy the large backyard with endless possibilities for outdoor entertaining, gardening, or play. Additional highlights include an Anderson front screen door and a Ring camera for added convenience and peace of mind. With its modern updates, spacious floor plan, and exceptional care, this stunning home is truly move in ready. Don’t miss your opportunity to make it yours!
Source: SparkMLS
About this home
Located in Warren in Warren, this property offers 5-bedroom, 4-bath, 3,762 sq ft, with original construction dating to 2023.
Listed at $529,000 (about $141/sq ft).
Annual property taxes run approximately $10,412 ($868/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,762 sqft
Lot Size0.16 acres
Year Built2023
Stories2
Location
CityWarren
MunicipalityWarren
Zip Code48092
CountyMacomb
School DistrictWarren
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$125 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$10,412
State Equalized Value$204,640
Taxable Value$195,632
Parcel #13-08-205-078
Source: Public Records
Legal Description
THE RESERVE AT HERITAGE VILLAGE; M.C.C.P. NO. 943; UNIT # 78
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alicia Booker
EXP Realty Main
Frequently Asked Questions about 5085 Ridge Lane, Warren, MI 48092
What school district is 5085 Ridge Lane, Warren, MI 48092 in?
Per MLS# 20261051193, this property is served by Warren. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261051193, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261051193, the most recent reported annual property tax for 5085 Ridge Lane, Warren, MI 48092 is $10,412. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5085 Ridge Lane, Warren, MI 48092 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5085 Ridge Lane, Warren, MI 48092 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$3,556
Principal & interest$3,431
HOA$125
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5085 Ridge Lane, Warren, MI 48092
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Municipality
Warren
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County
Macomb County
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