Under Contract
509 Cedar Street, Traverse City, MI 49684
$875,000
MLS # 1947017 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 20140.14 acres
1 / 61
Listing Description
Live the modern coastal lifestyle with beautiful, future-proofed West Bay views and unforgettable sunsets right from the comfort of home, positioned just blocks from the shoreline. This beautifully maintained property blends timeless coastal charm with elevated everyday living. Inside, a warm fireplace anchors the main living space, while the expansive kitchen features abundant prep space and a large walk-in pantry with custom shelving. The home's layout offers exceptional versatility, allowing for a primary bedroom setup on either the main level or upstairs, depending on your needs. Upstairs, a large upper deck provides the perfect setting for taking in water views and evening skies. Outdoors, both the side yard and backyard are thoughtfully designed for effortless entertaining and dining. Additional features include a fully fenced yard, a detached two-car garage, and exceptional storage throughout. Plus, previous approval for an Additional Dwelling Unit (ADU) with its own dedicated alley-access address offers outstanding potential for guest quarters or rental income. The perfect blend of location, craftsmanship, and lifestyle await you.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 3-bedroom, 2-bath, with original construction dating to 2014.
Currently offered at $875,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.14 acres
Year Built2014
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Hillary Voight
Five Star Real Estate - Front St TC
Frequently Asked Questions about 509 Cedar Street, Traverse City, MI 49684
Can I use FHA or VA financing for this property?
Per MLS# 1947017, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 Cedar Street, Traverse City, MI 49684 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 509 Cedar Street, Traverse City, MI 49684 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 509 Cedar Street, Traverse City, MI 49684?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$5,675
Principal & interest$5,675
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 Cedar Street, Traverse City, MI 49684
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Municipality
Traverse City
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