Sold
509 Granada Avenue, St. Joseph, MI 49085
Sold on 07/16/2026 for$411,000
MLS # 26028760 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,100 sqftBuilt 19900.11 acres
1 / 34
Listing Description
Located in one of the most desirable areas near St. Joseph High School, this charming contemporary home offers a thoughtfully designed interior with generous living space. The spacious kitchen features elegant countertops and beautiful hardwood floors, perfect for both everyday living and entertaining. 4 bedrooms and 2 bathrooms with a finished basement. Backyard has a deck and fenced in backyard.
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 4-bedroom, 3-bath, 2,100 sq ft, with original construction dating to 1990.
Closed at $411,000 (about $196/sq ft).
Property tax estimate: $5,251 per year ($438/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,100 sqft
Lot Size0.11 acres
Year Built1990
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCenter Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/10/2026
Sold Date7/15/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,251
Tax Year2026
Assessed Value$148,700
Parcel #11-76-4670-0061-02-5
Source: SparkMLS
Legal Description
LOT 61 LEDYARDS ADD NO 2 TO CITY OF ST JOSEPH PT OF UNIV LOTS 75 & 86 SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by David Kaminski
@properties Christie's International R.E.
Frequently Asked Questions about 509 Granada Avenue, St. Joseph, MI 49085
Which school district serves 509 Granada Avenue, St. Joseph, MI 49085?
Per MLS# 26028760, 509 Granada Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028760, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 509 Granada Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $5,251 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 Granada Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 509 Granada Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 509 Granada Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,718
Principal & interest$2,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 Granada Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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