Pending
509 Hill Street, Bay City, MI 48708
$169,900
MLS # 50204619 (MiRealSource)
5 beds2 bathsBuilt 19100.23 acres
1 / 56
Listing Description
Spacious 5-bedroom home in Bay City's East Side offering nearly 2,000 square feet of living space on a large lot. This functional layout features 2 bedrooms on the main floor and 3 additional bedrooms upstairs, providing flexibility for a variety of living situations. Inside, you'll find original woodwork, hardwood floors, and large room sizes that reflect the character and craftsmanship of the home. Updated vinyl windows allow for great natural light throughout. The exterior offers a large front porch and an oversized yard, ideal for outdoor use, along with a detached garage for added convenience. Located in an established neighborhood with close proximity to schools, parks, and local amenities. A strong option for buyers looking for space, character, and long-term value in the Bay City market.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 5-bedroom, 2-bath, with original construction dating to 1910.
Listed at $169,900.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Lot Size0.23 acres
Year Built1910
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionWood Siding
Garage1 space
HeatingHot Water
SewerPublic
Sale & Financing
Listed4/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #160-027-202-012-00
Source: SparkMLS
Legal Description
LOTS 10 & 11 BLK 1 G W AMES 1ST ADD TOO BC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by TJ Beckman
RE/MAX New Image
Frequently Asked Questions about 509 Hill Street, Bay City, MI 48708
Which school district serves 509 Hill Street, Bay City, MI 48708?
Per MLS# 50204619, 509 Hill Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What financing options are available for 509 Hill Street, Bay City, MI 48708?
Per MLS# 50204619, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 Hill Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 509 Hill Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 509 Hill Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 Hill Street, Bay City, MI 48708
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Municipality
Bay City
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