For Sale
509 Liberty Street, Alma, MI 48801
$189,000
MLS # 1948369 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 19200.1 acres
1 / 51
Listing Description
Completely renovated from top to bottom, this stunning 4-bedroom, 3-bathroom home is ready for its new owners! Conveniently located on a manageable city lot just north of downtown Alma and close to local schools, this move-in-ready home offers 1,390 square feet of beautifully updated living space. Inside the home you will find freshly primered walls ready to add color and personalize to your taste. You will also see all-new electrical wiring from the panel throughout the home, new lighting, and refinished hardwood floors on the main level. The updated kitchen features new luxury vinyl plank flooring, butcher block countertops, and a full set of new matching stainless steel appliances, including the refrigerator, dishwasher, and stove/range. The main floor bathroom has been updated with a new shower surround, while the second level offers three bedrooms with new carpet, new luxury vinyl plank flooring in the hallway and shared bathroom, and a spacious primary suite complete with its own brand-new private bathroom. Also there are two new furnaces, installed in 2026, which provide efficient comfort year-round to both top and main levels of the home. The exterior has been just as thoughtfully updated with new windows, shutters, three new entry doors, a new garage entry door, a new concrete driveway and sidewalk, and a new side porch with steps leading to the second-floor landing. Fresh landscaping, hardscaping, and mulch add the finishing touches to the home's outstanding curb appeal. A detached one-car garage provides additional storage and convenience! With extensive renovations like this throughout the home and a fantastic location close to schools, parks, shopping, and downtown Alma, this property offers the perfect combination of modern updates and everyday convenience. Homes of this quality are scarce, so schedule your showing with your favorite agent today! Seller is a licensed real estate broker in the State of Michigan.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Alma in Alma built in 1920.
Asking $189,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.1 acres
Year Built1920
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/21/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Listed for sale
$189,000
More Homes in Alma
Listed by Micah Kemler
43 NORTH REALTY
Frequently Asked Questions about 509 Liberty Street, Alma, MI 48801
What financing options are available for 509 Liberty Street, Alma, MI 48801?
Per MLS# 1948369, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 509 Liberty Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 509 Liberty Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,226
Principal & interest$1,226
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 Liberty Street, Alma, MI 48801
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Municipality
Alma
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