Sold
509 N Prospect Street, Sturgis, MI 49091
Sold on 10/02/2025 for$50,000
MLS # 25032713 (Michigan Regional Information Center (MichRIC))
0 beds1 bath1,200 sqftBuilt 19280.16 acres
1 / 14
Listing Description
Former Grocery Store Turned Warehouse - Unique Residential Opportunity!Step into history and envision the future with this unique property that was once a charming local grocery store! Currently used for company storage, this solid structure offers a wealth of potential for conversion into a spacious single-family home. Inside, you'll find an open layout with generous square footage, ideal for reconfiguring to your vision. The north side of the building features an expansive garage/storage area that has been transformed into a warehouse space—perfect for hobbyists, entrepreneurs, or anyone in need of serious storage or workshop space.This is a rare chance to own a piece of local history with modern potential. The possibilities are wide open!
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 1-bath, 1,200 sq ft, with original construction dating to 1928.
Final sale price: $50,000 (about $42/sq ft).
Property tax estimate: $834 per year ($69/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 11 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms0
Bathrooms1
Living Area1,200 sqft
Lot Size0.16 acres
Year Built1928
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/27/2025
Sold Date10/1/2025
Original Price$89,675
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$834
Tax Year2024
Assessed Value$13,731
Parcel #052-290-103-00
Source: SparkMLS
Legal Description
LOT 101. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brynn Bird MTP Group
Real Broker LLC
Frequently Asked Questions about 509 N Prospect Street, Sturgis, MI 49091
Which school district serves 509 N Prospect Street, Sturgis, MI 49091?
Per MLS# 25032713, 509 N Prospect Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25032713, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 509 N Prospect Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $834 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 N Prospect Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 509 N Prospect Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 509 N Prospect Street, Sturgis, MI 49091. The maximum advertised download speed is 5.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 509 N Prospect Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$448
Principal & interest$448
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
11 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 N Prospect Street, Sturgis, MI 49091
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Municipality
Sturgis
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