Sold
509 S Dewitt Street, Bay City, MI 48706
Sold on 11/14/2025 for$104,000
MLS # 20251029719 (Realcomp)
3 beds1 bath1,200 sqftBuilt 19000.17 acres
1 / 22
Listing Description
****REDUCED PRICE*****Situated less than a mile from vibrant downtown Bay City and the boardwalk, this 3 bedroom 1 bath home is perfect for a growing family, students, retirees or investors. Fresh paint, and newer carpet can be witnessed throughout, giving it an updated look and feel. There is also a beautiful closed in sunroom off the front of the house, with ample windows to enjoy the change of the seasons. The backyard is spacious and partially fenced in. Great for a swing set, dog run, or cookout. There is a shed and a 1.5 car detached garage also on the property. Although the basement is unfinished, there is ample room for storage, a laundry room and hangout space. This cute house is within walking distance of a public park with a playground. ALL ROOM SIZES ARE APPROXIMATE. Seller is related to agent.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 3-bedroom, 1-bath, 1,200 sq ft, with original construction dating to 1900.
Final sale price: $104,000 (about $87/sq ft).
Annual property taxes run approximately $3,454 ($288/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,200 sqft
Lot Size0.17 acres
Year Built1900
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding
Garage1.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed8/21/2025
Sold Date11/13/2025
Original Price$117,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,454
Parcel #0916002045700400
Source: SparkMLS
Legal Description
S 1/2 LOT 4 & ALL OF LOT 5 BLK 35 LAKE CITY
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Laura A Kroll
Smith Street
Frequently Asked Questions about 509 S Dewitt Street, Bay City, MI 48706
What school district is 509 S Dewitt Street, Bay City, MI 48706 in?
Per MLS# 20251029719, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251029719, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251029719, the most recent reported annual property tax for 509 S Dewitt Street, Bay City, MI 48706 is $3,454. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 509 S Dewitt Street, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 509 S Dewitt Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 509 S Dewitt Street, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 509 S Dewitt Street, Bay City, MI 48706?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 509 S Dewitt Street, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
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Monthly payment$707
Principal & interest$707
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 S Dewitt Street, Bay City, MI 48706
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Municipality
Bay City
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