Pending
509 W Allegan Street, Otsego, MI 49078
$199,900
MLS # 26031989 (Michigan Regional Information Center (MichRIC))
2 beds1 bath804 sqftBuilt 19340.15 acres
1 / 20
Listing Description
You will love this well maintained, move-in ready home with 2 bedrooms, & 1 full bathroom. The exterior got a face lift in 2021 with new siding, a new roof, & new railings for both the front & back porches. The kitchen features a stainless steel range & a new stainless steel refrigerator, & newer garbage disposal along with a washer/dryer combo, there is also a full washer & dryer included & newer laundry sink in the basement. There is a dishwasher hook-up where the washer/dryer combo is located. The dining area & living room are carpeted & have an abundance of windows letting in natural light. There are 2 nice sized bedrooms & a full bathroom with a tub/shower combo. The front porch leads you to the front entryway with a coat closet. Entering through the back there is a small mud room area and the entrance to the full basement with your 2nd laundry room & plenty of room for storage. There is a nice sized back yard & a oversized 1 car garage with opener. This one will not last long!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 804 sq ft home built in 1934 sits in Otsego Township in Otsego.
Asking $199,900 (about $249/sq ft).
Estimated annual property tax: $1,691, or about $141 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area804 sqft
Lot Size0.15 acres
Year Built1934
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,691
Tax Year2026
Assessed Value$38,655
Parcel #54-320-055-00
Source: SparkMLS
Legal Description
LOT 55 HARDENDORF'S ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Becky J Sheppard
Jaqua, REALTORS
Frequently Asked Questions about 509 W Allegan Street, Otsego, MI 49078
Which school district serves 509 W Allegan Street, Otsego, MI 49078?
Per MLS# 26031989, 509 W Allegan Street, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What financing options are available for 509 W Allegan Street, Otsego, MI 49078?
Per MLS# 26031989, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 509 W Allegan Street, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $1,691 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 509 W Allegan Street, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 509 W Allegan Street, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 509 W Allegan Street, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 W Allegan Street, Otsego, MI 49078
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Municipality
Otsego Township
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