For Sale
509 W First Street, Cheboygan, MI 49721
$199,000
MLS # 201837031
4 beds2 bathsBuilt 1940
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Listing Description
Welcome to 509 W First St! This 4-bedroom, 2-bath home is perfectly located just a short walk from the city beach, shops, restaurants, the farmers market, and the movie theater. Spend your days fishing, boating, or simply enjoying a stroll along the water—it's all right at your doorstep. Inside, the home offers plenty of space for comfortable living. There is one bedroom conveniently located on the main floor, with three bedrooms upstairs, along with a cozy area perfect for a TV or family hangout. The kitchen and dining area feature new flooring, while the rest of the home has a warm, inviting layout that works well for families, friends, or anyone who loves entertaining. It is more than just a house—it's a home where you live, relax, and make lasting memories in the heart of Cheboygan., Age: 31+ Years Approx
Source: SparkMLS
About this home
Located in Cheboygan in Cheboygan, this property offers 4-bedroom, 2-bath, with original construction dating to 1940.
Currently offered at $199,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Year Built1940
Location
CityCheboygan
MunicipalityCheboygan
Zip Code49721
CountyCheboygan
Sale & Financing
Listed9/10/2025
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tonya Schryer
COLDWELL BANKER SCHMIDT CHEBOYGAN
Frequently Asked Questions about 509 W First Street, Cheboygan, MI 49721
Is 509 W First Street, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 509 W First Street, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheboygan police department or the Cheboygan County sheriff's office.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
509 W First Street, Cheboygan, MI 49721
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Municipality
Cheboygan
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