Sold
5094 Samerdar Drive, Onekama, MI 49675
Sold on 03/27/2026 for$399,000
MLS # 25051060 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,197 sqftBuilt 20071.79 acres
1 / 28
Listing Description
Tucked away on a quiet road in Onekama, this 4-bedroom ranch offers the space you need and the setting you've been looking for. Plenty of space inside and out on nearly 2 acres, with an open layout, full walkout basement, and a big wraparound deck for soaking in the peace and quiet. Built in 2007 and close to Onekama school, Portage Lake, and Lake Michigan beaches—it's the kind of place where you can settle in and stay awhile. *the new construction next door is a residential barndominium, not a commercial building*
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,197 sq ft home in Onekama built in 2007.
Closed at $399,000 (about $182/sq ft).
Property tax estimate: $3,703 per year ($309/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,197 sqft
Lot Size1.79 acres
Year Built2007
Stories1
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed10/3/2025
Sold Date3/26/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,703
Tax Year2024
Assessed Value$129,089
Homestead (PRE)100%
Parcel #11-025-010-20
Source: Public Records
Legal Description
PT NW 1/4 NW 1/4, COM AT NW COR OF SD SEC, TH S 1313.88 FT, TH S 89 DEG 02 MIN 47 SEC E 236.86 FT TO POB, TH N 611.53 FT TH S 88 DEG 56 MIN 32 SEC E 94.91 FT, TH N 45.01 FT, TH S 88 DEG 56 MIN 32 SEC E 244.28 FT, TH S 28 DEG 28 MIN 55 SEC E 339.55 FT, TH S 12 DEG 20 MIN 57 SEC W 367.33 FT, TH N 89 DEG 02 MIN 47 SEC W 420.81 FT TO POB. PARCELS B & C. 6.56 A*M/L SEC 25 T23N R16W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Don Bradley
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 5094 Samerdar Drive, Onekama, MI 49675
Which school district serves 5094 Samerdar Drive, Onekama, MI 49675?
Per MLS# 25051060, 5094 Samerdar Drive, Onekama, MI 49675 is in the Onekama boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25051060, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5094 Samerdar Drive, Onekama, MI 49675?
Per public tax records, annual property taxes for this property are $3,703 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5094 Samerdar Drive, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5094 Samerdar Drive, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5094 Samerdar Drive, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5094 Samerdar Drive, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5094 Samerdar Drive, Onekama, MI 49675
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