Pending
51 N Clay Street, Coldwater, MI 49036
$1
MLS # 26027965 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,523 sqftBuilt 18500.14 acres
1 / 16
Listing Description
4 bed, 2 bath home in downtown Coldwater on a nice corner lot. Move in ready, with 18x20 garage. This property is selling Tuesday, June 30th at 6:00pm. This property may be purchased with or without the representation of a licensed real estate agent or broker. This company makes no warranty about the contents of this data. It is the responsibility of the parties to look at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and taxes could change for the buyer after a closed transaction. No absentee bids. Statements made auction day take precedence over all printed and previously dispersed information.
Source: SparkMLS
About this home
Located in Coldwater in Coldwater, this property offers 4-bedroom, 2-bath, 2,523 sq ft, with original construction dating to 1850.
Listed at $1.
Annual property taxes run approximately $2,303 ($192/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,523 sqft
Lot Size0.14 acres
Year Built1850
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
Sale & Financing
Listed6/8/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,303
Tax Year2025
Assessed Value$57,329
Parcel #304-000-000-271-00
Source: SparkMLS
Legal Description
COM AT INT OF W LI OF CLAY ST & N LI OF HARRISON ST TH N ON W LI OF CLAY ST 82.5 FT TH W 83.15 FT TH S 64.03 FT TO N LI OF HARRISON ST TH ELY ON N LI OF HARRISON ST 84.28 FT TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Satow
Spieth & Satow Auctions & Real Estate
Frequently Asked Questions about 51 N Clay Street, Coldwater, MI 49036
What school district is 51 N Clay Street, Coldwater, MI 49036 in?
Per MLS# 26027965, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 51 N Clay Street, Coldwater, MI 49036?
Per MLS# 26027965, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027965, the most recent reported annual property tax for 51 N Clay Street, Coldwater, MI 49036 is $2,303 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 51 N Clay Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 51 N Clay Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
51 N Clay Street, Coldwater, MI 49036
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Municipality
Coldwater
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