Sold
510 ACADEMY Street, Ferndale, MI 48220
Sold on 07/07/2025 for$300,000
MLS # 20250034872 (Realcomp)
3 beds2 baths1,202 sqftBuilt 19240.12 acres
1 / 26
Listing Description
Welcome to 510 Academy St, a charming 3-bedroom, 2-bath ranch in the heart of Ferndale! This 1,203 sq ft home features beautifully updated kitchen, bathrooms, floors, and paint—all renovated in 2018—giving it a fresh and modern feel throughout. Enjoy the spacious full basement for added living or storage space, and step outside to a generous backyard complete with a shed and a back deck that's perfect for grilling or relaxing with friends and family. Directly backing up to Wilson Park, it’s an ideal setting for anyone with kids or pets. Plus, you're just a quick bike ride or drive from downtown Ferndale’s shops, restaurants, and vibrant community scene. Don’t miss this well-located and well-loved home!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,202 sq ft home built in 1924 sits in Ferndale in Ferndale.
Closed at $300,000 (about $250/sq ft).
Annual property taxes run approximately $6,565 ($547/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,202 sqft
Lot Size0.12 acres
Year Built1924
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/12/2025
Sold Date7/6/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,565
State Equalized Value$134,020
Taxable Value$133,640
Parcel #2534231011
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 40 FT OF W 80 FT OF LOT 82
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Parker McInnis
Oak and Stone Real Estate
Frequently Asked Questions about 510 ACADEMY Street, Ferndale, MI 48220
Which school district serves 510 ACADEMY Street, Ferndale, MI 48220?
Per MLS# 20250034872, 510 ACADEMY Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250034872, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 510 ACADEMY Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,565. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 510 ACADEMY Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 510 ACADEMY Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 510 ACADEMY Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 510 ACADEMY Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 ACADEMY Street, Ferndale, MI 48220
View full property history →
Municipality
Ferndale
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 510 ACADEMY Street
We'll notify you when something hits the market in Ferndale or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.