Sold
510 Albany Street, Ferndale, MI 48220
Sold on 06/26/2025 for$362,000
MLS # 20251003676 (Realcomp)
3 beds2 baths1,435 sqftBuilt 19290.12 acres
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Listing Description
Fabulous Ferndale Home bosting of Charm, Character & Updates--Just a couple of blocks from Downtown Ferndale-Inviting Front Porch--Foyer Entry to Light Filled Living Room open to Spacious Dining Rm, Beautiful Hardwood Floors, Cove Plaster Ceilings, Renovated Kitchen all Appliances included, First Floor Bedroom Used as Family Room/Play Room or could be Home office, Well Appointed 2nd floor with Two Bedrooms, Extra Closet Space and Full Ceramic Tile Bath, Partially Finished Basement with Home office/Guest Room with Egress Window and Lavatory, EV Charger Terrific Backyard with Perennial Gardens, low profile deck set up for fun Home Movies, Oversized 1.5 garage. Check it Out! Location! Location! Location!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 2-bath, 1,435 sq ft, with original construction dating to 1929.
Final sale price: $362,000 (about $252/sq ft).
Estimated annual property tax: $6,686, or about $557 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,435 sqft
Lot Size0.12 acres
Year Built1929
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/3/2025
Sold Date6/25/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,686
State Equalized Value$142,700
Taxable Value$133,970
Parcel #2534106038
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ELSINORE SUB LOT 68
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Judith A Palmer
RE/MAX Showcase Homes
Frequently Asked Questions about 510 Albany Street, Ferndale, MI 48220
Which school district serves 510 Albany Street, Ferndale, MI 48220?
Per MLS# 20251003676, 510 Albany Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251003676, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 510 Albany Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,686. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 510 Albany Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 510 Albany Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 510 Albany Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 510 Albany Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$2,286
Principal & interest$2,286
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 Albany Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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