Sold
510 E Cross Street, Ypsilanti, MI 48198
Sold on 05/19/2026 for$182,000
MLS # 26017003 (Michigan Regional Information Center (MichRIC))
2 beds1 bath934 sqftBuilt 18900.16 acres
1 / 46
Listing Description
Charming historic ranch just two blocks from vibrant Depot Town! This 934 sq ft home, originally built in 1890, blends character, location, and opportunity. Featuring a first floor bedroom, plus a dedicated office, second floor loft bedroom, 1 full bath, and a functional layout with a separate laundry room, this home offers flexibility for a variety of lifestyles. The home showcases its ''quirky charm'' with unique architectural touches like the 'British Rail Road Company of America' sink cabinet, makes for a cozy feel throughout. In addition to the second bedroom, the loft area would also make a perfect artist studio. Newer updates include a newer roof and siding in 2023 and a 12-year-old furnace. You'll love the inviting curb appeal with established flower gardens and a welcoming setting. The home sits on a desirable lot just a few short blocks from Depot Town's restaurants, shops, and year-round events and across the street from Prospect Park.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 934 sq ft home built in 1890 sits in Miles Garland in Ypsilanti.
This home sold for $182,000 (about $195/sq ft).
Property tax estimate: $3,055 per year ($255/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area934 sqft
Lot Size0.16 acres
Year Built1890
Stories1
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48198
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
StyleHistoric, Ranch
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Center Island
Sale & Financing
Listed4/25/2026
Sold Date5/18/2026
Terms AcceptedCash, Conventional
Concessions$5,460
Source: SparkMLS
Tax Information
Annual Tax$3,055
Tax Year2025
Assessed Value$45,180
Parcel #11-11-10-230-011
Source: SparkMLS
Legal Description
*OLD SID - 11 11-242-005-00 YP CITY 12E-7 LOT 5 GILBERTS EASTERN ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kantha Gardner
Howard Hanna Real Estate
Frequently Asked Questions about 510 E Cross Street, Ypsilanti, MI 48198
What school district is 510 E Cross Street, Ypsilanti, MI 48198 in?
Per MLS# 26017003, this property is served by Ypsilanti. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26017003, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017003, the most recent reported annual property tax for 510 E Cross Street, Ypsilanti, MI 48198 is $3,055 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 510 E Cross Street, Ypsilanti, MI 48198 eligible for USDA financing?
Per USDA Rural Development boundary data, 510 E Cross Street, Ypsilanti, MI 48198 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 510 E Cross Street, Ypsilanti, MI 48198 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 E Cross Street, Ypsilanti, MI 48198
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Neighborhood
Miles Garland
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Community
Ypsilanti
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County
Washtenaw County
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