Pending
510 E Main Street, Ionia, MI 48846
$225,000
MLS # 26029938 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,448 sqftBuilt 19670.26 acres
1 / 30
Listing Description
Charming and cozy bungalow loaded with character! Features include a formal dining room, inviting living room with fireplace and built-ins, and a private backyard perfect for relaxing or entertaining. Warm, welcoming, and move-in ready, this home offers the comfort and charm you've been searching for.
Source: SparkMLS
About this home
Located in Ionia in Ionia, this property offers 3-bedroom, 1-bath, 1,448 sq ft, with original construction dating to 1967.
Listed at $225,000 (about $155/sq ft).
Annual property taxes run approximately $6,335 ($528/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,448 sqft
Lot Size0.26 acres
Year Built1967
Stories1
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,335
Tax Year2025
Assessed Value$110,832
Parcel #204-090-000-685-00
Source: SparkMLS
Legal Description
CITY OF IONIA SUP. INMANS ADDITION LOT 149
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy A Hoppough
KW Rivertown Hoppough
Frequently Asked Questions about 510 E Main Street, Ionia, MI 48846
Which school district serves 510 E Main Street, Ionia, MI 48846?
Per MLS# 26029938, 510 E Main Street, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029938, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 510 E Main Street, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $6,335 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 510 E Main Street, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 510 E Main Street, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 510 E Main Street, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
Map
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 E Main Street, Ionia, MI 48846
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Municipality
Ionia
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