Sold
510 E Saginaw Street, MI 48880
Sold on 07/15/2026 for$165,000
MLS # 1946695 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19400.25 acres
1 / 59
Listing Description
Charming Ranch Home with Bonus Living Space and Numerous Updates! Don't let the exterior fool you—this 2-bedroom, 1-bath ranch offers more space than meets the eye. A versatile sunroom featuring floor-to-ceiling windows and custom new blinds provides endless possibilities as a third bedroom, family room, home office, or additional living area. The interior has been freshly painted throughout and features brand-new carpeting, creating a clean, move-in-ready feel. The kitchen is equipped with attractive oak cabinetry, a new gas range, and updated appliances. Convenient first-floor laundry includes a new washer and dryer. The partially finished basement expands your living space with a cozy family room and built-in bar, making it ideal for entertaining. Additional basement improvements include a dependable B-Dry waterproofing system, new sump pump, new hot water heater, and new glass block windows for added comfort and peace of mind. Outside, you'll find a spacious two-car garage, an additional storage building, and plenty of room for storage, hobbies, or outdoor activities. With its flexible floor plan, extensive updates, and extra storage, this home is ready for its next owner to enjoy.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1940 sits in St Louis in Michigan.
This home sold for $165,000.
Electric service is provided by City of St Louis; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.25 acres
Year Built1940
Stories1
Location
Zip Code48880
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/15/2026
Sold Date7/14/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Penny Brecht
43 NORTH REALTY
Frequently Asked Questions about 510 E Saginaw Street, MI 48880
What type of financing is accepted for this listing?
Per MLS# 1946695, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 510 E Saginaw Street, MI 48880 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 510 E Saginaw Street, MI 48880 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 510 E Saginaw Street, MI 48880?
Per Michigan Public Service Commission service territory data: Electric: City of St Louis. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,115
Principal & interest$1,115
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of St Louis
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 E Saginaw Street, MI 48880
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Municipality
St Louis
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