Sold
510 N Union City Road, Coldwater, MI 49036
Sold on 06/11/2026 for$205,000
MLS # 26025494 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,120 sqftBuilt 19600.63 acres
1 / 48
Listing Description
Welcome home to this beautifully updated low maintenance ranch home situated on a spacious .6+ acre lot, just minutes from the center of Coldwater. This home is perfect for anyone seeking a relaxed lifestyle with minimal housing upkeep. Ideal both as a starter home or as a retire fit, this charming two-bedroom home features a bright, open design that seamlessly connects your living spaces. Appreciate peace of mind with updates like vinyl windows, new PEX plumbing, main floor laundry & a recently installed kitchen featuring stainless appliances. There is a newly constructed generous overhang on the side of the house allowing for covered parking at the door as well as protection from mother nature. Enjoy the new 22 x 40 garage/workshop offering a perfect environment for hobbies, projects & storage. Wonderful home in a great environment close to schools, shopping, the hospital, churches & restaurants. The remodel is complete & the move in date is immediate. Come & see this one today!
Source: SparkMLS
About this home
Located in Coldwater, this property offers 2-bedroom, 2-bath, 1,120 sq ft, with original construction dating to 1960.
Final sale price: $205,000 (about $183/sq ft).
Annual property taxes run approximately $1,416 ($118/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,120 sqft
Lot Size0.63 acres
Year Built1960
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Partial, Slab
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed5/27/2026
Sold Date6/10/2026
Terms AcceptedCash, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,416
Tax Year2025
Assessed Value$52,292
Parcel #070-G80-000-004-00
Source: SparkMLS
Legal Description
LOT 4 GREEN ACRES SEC 9 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Desiree Thomas
Century 21 Affiliated
Frequently Asked Questions about 510 N Union City Road, Coldwater, MI 49036
What school district is 510 N Union City Road, Coldwater, MI 49036 in?
Per MLS# 26025494, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 510 N Union City Road, Coldwater, MI 49036?
Per MLS# 26025494, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Rural Development, MSHDA, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025494, the most recent reported annual property tax for 510 N Union City Road, Coldwater, MI 49036 is $1,416 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 510 N Union City Road, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 510 N Union City Road, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
510 N Union City Road, Coldwater, MI 49036
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