Sold
5103 Ridgetop Drive, Waterford, MI 48327
Sold on 06/30/2026 for$285,000
MLS # 20261039367 (Realcomp)
3 beds2 baths1,800 sqftBuilt 19660.26 acres
1 / 39
Listing Description
Welcome to 5103 Ridgetop Drive! This beautifully updated ranch offers the perfect combination of modern updates, functional living space, and peaceful natural views. Step inside to discover gorgeous hardwood floors flowing throughout the main level, creating warmth and character in the living room, hallway, and bedrooms. The renovated kitchen is designed to impress, featuring quartz countertops, stainless steel appliances, 42" upper cabinets, subway tile backsplash, recessed lighting, and durable ceramic tile flooring that blends style and practicality. The main floor bathroom has been thoughtfully updated with matching ceramic tile flooring, a newer vanity, updated lighting, modern plumbing fixtures, and a refreshed tub with tile surround. The main level offers comfortable living with three bedrooms and an inviting layout filled with natural light. Downstairs, the finished basement dramatically expands the home’s usable living space. Whether you’re entertaining guests, hosting game day gatherings, or looking for multi-generational living flexibility, you’ll appreciate the large recreation area, second full bathroom, and convenient partial kitchen. An additional finished room provides exceptional versatility and could serve as a guest suite, home office, workout room, hobby space, or what some may consider a fourth bedroom. One of the property’s most unique features is its incredible setting. The backyard overlooks a protected wetland area, providing tranquil views, abundant wildlife, and the peace of mind that no future development will obstruct your scenery. Enjoy your morning coffee or evening gatherings while taking in the beauty of nature right from your own backyard. Combining thoughtful updates, expanded living space, and a premium natural setting, this move-in-ready home offers a rare opportunity in a desirable Waterford location. Schedule your private showing today and experience everything 5103 Ridgetop Drive has to offer.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, 1,800 sq ft, with original construction dating to 1966.
This home sold for $285,000 (about $158/sq ft).
Estimated annual property tax: $3,727, or about $311 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,800 sqft
Lot Size0.26 acres
Year Built1966
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/28/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,756
State Equalized Value$122,580
Taxable Value$122,580
Parcel #1316428014
Source: Public Records
Legal Description
T3N, R9E, SEC 16 VISTA VILLA LOT 11
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan N Wrathell
Real Broker, LLC
Frequently Asked Questions about 5103 Ridgetop Drive, Waterford, MI 48327
What school district is 5103 Ridgetop Drive, Waterford, MI 48327 in?
Per MLS# 20261039367, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261039367, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261039367, the most recent reported annual property tax for 5103 Ridgetop Drive, Waterford, MI 48327 is $4,756. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5103 Ridgetop Drive, Waterford, MI 48327 eligible for USDA financing?
Per USDA Rural Development boundary data, 5103 Ridgetop Drive, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5103 Ridgetop Drive, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,727
Monthly$311
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,094
Principal & interest$1,784
Property taxes$311
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5103 Ridgetop Drive, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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