Sold
511 N St Joseph Street, Suttons Bay, MI 49682
Sold on 06/01/2026 for$875,000
MLS # 1944713 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19300.15 acres
1 / 56
Listing Description
Well-maintained 4-bedroom, 2-bath home located in the Village of Suttons Bay with strong walkability to downtown shops, dining, marina, and the public sandy beach (approximately a 2-minute walk). Spacious layout with great functionality for year-round living or seasonal use, including a main floor primary bedroom. Features include a finished lower level providing additional living or recreation space, attached garage, and quality interior finishes throughout. Four bedrooms and two full baths offer flexibility for guests and home office. The screened sun porch overlooks a private backyard with mature landscaping, providing comfortable outdoor living space. Covered front porch adds additional seating area and a perfect spot to take in the sunrise with your morning coffee! Convenient Leelanau County location with easy access to wineries, recreation, and waterfront. Ideal for primary residence or second home within village limits. Only a short drive to Leland, Northport, Glen Arbor, Lake Michigan and Sleeping Bear!!!
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Suttons Bay Village in Suttons Bay built in 1930.
Final sale price: $875,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.15 acres
Year Built1930
Stories1
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Sold Date5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Elizabeth Schaub
Coldwell Banker Schmidt-S.Bay
Frequently Asked Questions about 511 N St Joseph Street, Suttons Bay, MI 49682
What type of financing is accepted for this listing?
Per MLS# 1944713, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 511 N St Joseph Street, Suttons Bay, MI 49682 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 511 N St Joseph Street, Suttons Bay, MI 49682 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
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Monthly payment$5,507
Principal & interest$5,507
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
511 N St Joseph Street, Suttons Bay, MI 49682
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Municipality
Suttons Bay Village
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