Expired
511 Ship Street, St. Joseph, MI 49085
$13
MLS # 26007831 (Michigan Regional Information Center (MichRIC))
Built 19320 acres
1 / 12
Listing Description
Position your business in the heart of Michigan's premier beach town at 511 Ship Street in beautiful St. Joseph. This well-located commercial space offers exceptional visibility and accessibility in the vibrant downtown district, just steps from the waterfront and surrounded by established retail, dining, and professional offices. Ship Street benefits from strong seasonal tourism traffic while maintaining steady year-round local activity, making it an ideal setting for retailers, boutique services, office users, or specialty concepts looking to capitalize on both visitor and community presence. The property features a flexible layout that can accommodate a variety of business types, with prominent storefront exposure and convenient customer access.
Source: SparkMLS
About this home
Listed at $13.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Lease
Property SubtypeRetail
Bathrooms0
Year Built1932
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesCable Connected
Sale & Financing
Listed3/2/2026
Source: SparkMLS
Tax Information
Tax Year0
Parcel #11-76-0340-0131-00-4
Source: SparkMLS
Legal Description
LOT 131 ORIGINAL PLAT OF CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph Giannola
Core Real Estate, Inc.
Frequently Asked Questions about 511 Ship Street, St. Joseph, MI 49085
What school district is 511 Ship Street, St. Joseph, MI 49085 in?
Per MLS# 26007831, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Is 511 Ship Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 511 Ship Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 511 Ship Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$0
Principal & interest$0
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
511 Ship Street, St. Joseph, MI 49085
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Municipality
St Joseph
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