Sold
511 State Street, Oxford, MI 48371
Sold on 04/10/2026 for$475,000
MLS # 20251042505 (Realcomp)
3 beds3 baths3,807 sqftBuilt 20060.21 acres
1 / 41
Listing Description
Welcome to The Hills of Willow Lake—one of Oxford’s most derised neighborhoods! Close to 3 schools and walking trails. This original owner spacious split-level ranch offers an open floor plan with a granite island kitchen, vaulted great room with gas fireplace, and a private primary suite with jetted tub, separate shower, and walk-in closet. A main-floor office adds flexibility for work or study. Upstairs features two large bedrooms and a loft overlooking the great room. The finished daylight basement includes a natural fireplace, bar area, full bath, and two bonus rooms (one with cedar closet) which includes the 4th bedroom. Enjoy evenings on the elevated deck overlooking a wooded common area with sunset views and a glimpse of Pine Knob. Freshly painted, move-in ready, and close to schools, parks, golf, shopping, and lakes—this home offers space, comfort, and community in a prime location! BATVAI
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,807 sq ft home built in 2006 sits in Oxford Township in Oxford.
Final sale price: $475,000 (about $125/sq ft).
Property tax estimate: $7,921 per year ($660/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,807 sqft
Lot Size0.21 acres
Year Built2006
Stories2
Location
CityOxford
MunicipalityOxford Twp
Zip Code48371
CountyOakland
School DistrictOxford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight, Partial
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed10/7/2025
Sold Date4/9/2026
Original Price$499,900
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$250 / Annually
IncludesSnow Removal, Other
Source: SparkMLS
Tax Information
Annual Tax$4,858
State Equalized Value$212,960
Taxable Value$135,610
Parcel #0423303134
Source: Public Records
Legal Description
T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1517 THE HILLS OF WILLOW LAKE UNIT 134 L 28189 P 468 03-05-03 FR 301-001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul Mychalowych
EXP Realty Birmingham
Frequently Asked Questions about 511 State Street, Oxford, MI 48371
What school district is 511 State Street, Oxford, MI 48371 in?
Per MLS# 20251042505, this property is served by Oxford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 511 State Street, Oxford, MI 48371?
Per MLS# 20251042505, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251042505, the most recent reported annual property tax for 511 State Street, Oxford, MI 48371 is $4,858. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 511 State Street, Oxford, MI 48371 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 511 State Street, Oxford, MI 48371 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 511 State Street, Oxford, MI 48371?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 511 State Street, Oxford, MI 48371. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$7,921
Monthly$660
Millage rate37.1942 mills
Municipality: CHARTER TOWNSHIP OF OXFORD
School district: OXFORD AREA COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,794
Principal & interest$3,113
Property taxes$660
HOA$21
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
511 State Street, Oxford, MI 48371
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Municipality
Oxford Township
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County
Oakland County
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