For Sale
511 W Clay Avenue, Muskegon, MI 49440
$654,900
MLS # 26020669 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,940 sqftBuilt 18800.27 acres
1 / 55
Listing Description
Step into a piece of Muskegon history at 511 W. Clay Avenue. A stunning 1880 historic home filled with timeless character and exceptional craftsmanship. Offering 5 bedrooms, 3 full bathrooms, and main floor laundry, this one-of-a-kind residence blends historic elegance with everyday functionality. Inside, you'll find beautiful wood floors, rich mahogany trim, two gas fireplaces, hand-carved doors, and exquisite hand-carved fireplace facade that showcase the incredible detail and artistry throughout the home. The formal dining room and eat-in kitchen create the perfect spaces for gathering, while antique light fixtures collected from around the world add unmatched charm and sophistication. Outside, the pristine landscaping and timeless exterior details make an unforgettable first impression. An oversized detached garage provides ample storage and convenience. Located in the heart of downtown Muskegon, this home is within walking distance to restaurants, coffee shops, shopping,
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,940 sq ft home built in 1880 sits in Muskegon in Muskegon.
Asking $654,900 (about $223/sq ft).
Property tax estimate: $3,381 per year ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,940 sqft
Lot Size0.27 acres
Year Built1880
Stories2
Location
CityMuskegon
MunicipalityMuskegon City
Zip Code49440
CountyMuskegon
School DistrictMuskegon
Construction & Systems
StyleHistoric
ConstructionBrick, HardiPlank Type
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/6/2026
Original Price$649,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,381
Tax Year2025
Assessed Value$79,235
Parcel #24-205-324-0004-00
Source: SparkMLS
Legal Description
CITY OF MUSKEGON REVISED PLAT OF 1903 LOT 4 & E 1/4 LOT 5 BLK 324 SUBJ TO VEHICLE PARKING ESMT 3061/721
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Stephanie Dahlquist
Five Star Real Estate - N Musk
Frequently Asked Questions about 511 W Clay Avenue, Muskegon, MI 49440
What school district is 511 W Clay Avenue, Muskegon, MI 49440 in?
Per MLS# 26020669, this property is served by Muskegon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 511 W Clay Avenue, Muskegon, MI 49440?
Per MLS# 26020669, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020669, the most recent reported annual property tax for 511 W Clay Avenue, Muskegon, MI 49440 is $3,381 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 511 W Clay Avenue, Muskegon, MI 49440 eligible for USDA financing?
Per USDA Rural Development boundary data, 511 W Clay Avenue, Muskegon, MI 49440 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 511 W Clay Avenue, Muskegon, MI 49440 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Muskegon City police department or the Muskegon County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,248
Principal & interest$4,248
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
511 W Clay Avenue, Muskegon, MI 49440
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Municipality
Muskegon
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