Sold
512 Center Street, Sturgis, MI 49091
Sold on 03/31/2026 for$131,979
MLS # 26000856 (Michigan Regional Information Center (MichRIC))
2 beds1 bath997 sqftBuilt 19480.16 acres
1 / 19
Listing Description
Location meets luxury-on-a-budget in this charming Sturgis home. Every inch of this 2-bedroom home has been thoughtfully maintained, featuring a stylishly remodeled bathroom and new kitchen countertops. All appliances stay with the home as well. Step outside to your private, fenced-in backyard—a true bonus for pet owners or gardeners. With two storage sheds, there is plenty of room for tools and toys. The large shed has electric and measures16x10 and the smaller shed is 10x8. Plus, the heated one-car garage ensures you'll never scrape ice off your windshield again. Economical, updated, and located in a prime neighborhood, this home is truly a rare find at this price point.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 997 sq ft home in Sturgis in Sturgis built in 1948.
This home sold for $131,979 (about $132/sq ft).
Property tax estimate: $1,403 per year ($117/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 11 providers. Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area997 sqft
Lot Size0.16 acres
Year Built1948
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed1/21/2026
Sold Date3/30/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,918
Source: SparkMLS
Tax Information
Annual Tax$1,403
Tax Year2025
Assessed Value$37,997
Parcel #052-290-032-00
Source: SparkMLS
Legal Description
LOT 32. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kendra M Schwartz
Michigan Top Producers-Vicksburg
Frequently Asked Questions about 512 Center Street, Sturgis, MI 49091
What school district is 512 Center Street, Sturgis, MI 49091 in?
Per MLS# 26000856, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26000856, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26000856, the most recent reported annual property tax for 512 Center Street, Sturgis, MI 49091 is $1,403 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 512 Center Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 512 Center Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 512 Center Street, Sturgis, MI 49091?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
11 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
512 Center Street, Sturgis, MI 49091
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Municipality
Sturgis
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