For Sale
512 Germania Avenue, Bay City, MI 48706
$195,000
MLS # 50186870 (MiRealSource)
1 bed1 bathBuilt 19500.33 acres
1 / 33
Listing Description
Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional storage or workspace. With city approval, the property could be converted to M-1 light industrial use, offering endless possibilities for commercial ventures. Conveniently located with easy access to local amenities, this property is a rare find for those seeking a blend of residential comfort and business potential. This property may qualify for Michigan OPRA tax abatement program to assist with redevelopment if you choose. Don’t miss this opportunity to own a multi-functional space tailored to your vision! Schedule a showing today.
Source: SparkMLS
About this home
1-bedroom, 1-bath home in Bay City in Bay City built in 1950.
Currently offered at $195,000.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Lot Size0.33 acres
Year Built1950
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionWood Siding
BasementSlab
HeatingForced Air
SewerPublic
Sale & Financing
Listed8/28/2025
Original Price$240,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Seth Vendelboe
NextHome Greater Tri-cities
Frequently Asked Questions about 512 Germania Avenue, Bay City, MI 48706
What school district is 512 Germania Avenue, Bay City, MI 48706 in?
Per MLS# 50186870, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50186870, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 512 Germania Avenue, Bay City, MI 48706 eligible for USDA financing?
Per USDA Rural Development boundary data, 512 Germania Avenue, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 512 Germania Avenue, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 512 Germania Avenue, Bay City, MI 48706?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 512 Germania Avenue, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
512 Germania Avenue, Bay City, MI 48706
View full property history →
Municipality
Bay City
View all listings →
Get email alerts for new listings near 512 Germania Avenue
We'll notify you when something hits the market in Bay City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.