For Sale
513 Oak Street, Manistee, MI 49660
$396,500
MLS # 26024503 (Michigan Regional Information Center (MichRIC))
4 beds2 baths3,207 sqftBuilt 19000.34 acres
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Listing Description
Step back in time with this Historic Lumber Baron home in Manistee, where timeless character meets everyday comfort. While the home has evolved over the years, many original details remain, including stunning marble fireplaces in both the living room & den that showcase the craftsmanship of a bygone era. Offering 4 bedrooms and 2 full baths, this spacious home features a huge kitchen with a charming built-in eating nook, perfect for casual dining and gathering with family and friends.For an historic home you'll be amazed by the amount of storage. History of the home can really be seen in the basement.The attached 2-car garage adds convenience, while the large yard is filled with mature flowering trees & shrubs, creating a beautiful outdoor setting through every season.Located within walking distance to schools & close to all that historic Manistee has to offer, this home is an opportunity to own a piece of local history with room to make it your own. #ManisteethePlacetoBe #justaskgini
Source: SparkMLS
About this home
Located in Manistee in Manistee, this property offers 4-bedroom, 2-bath, 3,207 sq ft, with original construction dating to 1900.
Asking $396,500 (about $124/sq ft).
Estimated annual property tax: $5,579, or about $465 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area3,207 sqft
Lot Size0.34 acres
Year Built1900
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleCraftsman
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingHot Water, Steam
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/22/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,744
Tax Year2025
State Equalized Value$204,600
Taxable Value$109,978
Assessed Value$109,978
Homestead (PRE)100%
Parcel #51-311-400-06
Source: Public Records
Legal Description
PT NE 1/4 SE 1/4 COM ON E SIDE OF OAK ST, 165 FT S OF 5TH ST, S 99 FT, E 151 FT N 99 FT, W 151 FT TO POB SEC 11 T21N R17W .34 A. _____P.ADDR: 513 OAK ST SALE(83) 1424 0561 (85) 3456 029 (86) 1485 093 (96) 1100 1636 0475
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Virginia M Pelton
CENTURY 21 Northland
Frequently Asked Questions about 513 Oak Street, Manistee, MI 49660
What school district is 513 Oak Street, Manistee, MI 49660 in?
Per MLS# 26024503, this property is served by Manistee. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024503, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024503, the most recent reported annual property tax for 513 Oak Street, Manistee, MI 49660 is $3,744 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 513 Oak Street, Manistee, MI 49660 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 513 Oak Street, Manistee, MI 49660 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$5,579
Monthly$465
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,037
Principal & interest$2,572
Property taxes$465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
513 Oak Street, Manistee, MI 49660
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Municipality
Manistee
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