Sold
513 S Water Street, Hart, MI 49420
Sold on 07/06/2026 for$145,000
MLS # 25052849 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,768 sqftBuilt 19200.75 acres
1 / 31
Listing Description
Great Location in the City of Hart. The Bike Trail is steps outside your front door. Wonderful home, needs a little TLC. Newer furnace, water heater, siding, roof and windows. Great big deep lot for endless possibilities overlooking Russell Creek. Deer, rabbit, geese, all in your back yard. The 3rd floor attic is a great space, waiting for your imagination to make it come to life.
Source: SparkMLS
About this home
Located in Hart in Hart, this property offers 2-bedroom, 2-bath, 1,768 sq ft, with original construction dating to 1920.
Final sale price: $145,000 (about $82/sq ft).
Annual property taxes run approximately $1,406 ($117/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by City of Hart; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,768 sqft
Lot Size0.75 acres
Year Built1920
Stories2
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed10/13/2025
Sold Date7/5/2026
Original Price$184,500
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,406
Tax Year2024
Assessed Value$34,653
Parcel #020-350-002-00
Source: SparkMLS
Legal Description
. WD9715563 QC-L2006P20168 CITY OF HART STANDARD MAP PLAT C N 1/2 OF BLK 150 EX S 26 1/2 FT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary Jo Schaner
Coldwell Banker Anchor-Hart
Frequently Asked Questions about 513 S Water Street, Hart, MI 49420
What school district is 513 S Water Street, Hart, MI 49420 in?
Per MLS# 25052849, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25052849, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25052849, the most recent reported annual property tax for 513 S Water Street, Hart, MI 49420 is $1,406 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 513 S Water Street, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 513 S Water Street, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 513 S Water Street, Hart, MI 49420?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,164
Principal & interest$1,164
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteFixed WirelessLicensed Fixed WirelessDSL
10 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsSyncWaveFixed Wireless
32 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
513 S Water Street, Hart, MI 49420
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Municipality
Hart
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