Under Contract
513 Walnut Street, Alma, MI 48801
$165,000
MLS # 1944608 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19180.14 acres
1 / 40
Listing Description
This charming Alma home offers a beautiful view of the Pine River and is full of character throughout. Features include original hardwood floors, beautiful stained-glass windows, and amazing built-in bookcases. The open den area off the dining room and kitchen provides a warm, inviting space for relaxing or entertaining. The home also offers updated electrical with 200-amp service, plus an EV charging station in the garage. The basement provides plenty of storage, a sitting area, and a half bath. Alley access adds convenience for driveway and garage access. A wonderful opportunity in the heart of Alma!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1918 sits in Alma in Alma.
Asking $165,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.14 acres
Year Built1918
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/2/2026
Original Price$170,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marci Browne
AMERICA'S CHOICE REALTY LLC
Frequently Asked Questions about 513 Walnut Street, Alma, MI 48801
What type of financing is accepted for this listing?
Per MLS# 1944608, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 513 Walnut Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 513 Walnut Street, Alma, MI 48801 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,070
Principal & interest$1,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
513 Walnut Street, Alma, MI 48801
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Municipality
Alma
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