Sold
514 Gardendale Street, Ferndale, MI 48220
Sold on 07/02/2025 for$376,000
MLS # 20251002154 (Realcomp)
3 beds2 baths1,979 sqftBuilt 19440.12 acres
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Listing Description
Charming 1940’s Cape Cod in a highly sought after neighborhood, walking distance to downtown Ferndale. Wonderfully updated, professionally designed and decorated. New kitchen, furnace, appliances and all new windows. Custom, remodeled kitchen boasting granite counter tops, subway tile and open shelving! Beautifully restored original hardwood floors throughout, this home is an absolute charmer. Private backyard with a custom bar and professional landscaping offers an oasis to unwind after a long day. Easy access to Metro Detroit area locations and directly in the heart of all that downtown Ferndale offers, including The Ferndale Project just around the corner. This home won’t last long!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,979 sq ft home in Ferndale in Ferndale built in 1944.
Final sale price: $376,000 (about $190/sq ft).
Property tax estimate: $5,924 per year ($494/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,979 sqft
Lot Size0.12 acres
Year Built1944
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/27/2025
Sold Date7/1/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,924
State Equalized Value$138,480
Taxable Value$117,320
Parcel #2534304033
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 347
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brandon Curry
Signature Sotheby's International Realty Bham
Frequently Asked Questions about 514 Gardendale Street, Ferndale, MI 48220
What school district is 514 Gardendale Street, Ferndale, MI 48220 in?
Per MLS# 20251002154, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 514 Gardendale Street, Ferndale, MI 48220?
Per MLS# 20251002154, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251002154, the most recent reported annual property tax for 514 Gardendale Street, Ferndale, MI 48220 is $5,924. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 514 Gardendale Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 514 Gardendale Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 514 Gardendale Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 514 Gardendale Street, Ferndale, MI 48220?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 514 Gardendale Street, Ferndale, MI 48220. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,264
Principal & interest$2,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
514 Gardendale Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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