Sold
514 N Union City Road, Coldwater, MI 49036
Sold on 06/11/2026 for$185,000
MLS # 25061132 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,158 sqftBuilt 19600.45 acres
1 / 21
Listing Description
This 2 bedroom, 1 bath home located just outside the city limits of Coldwater, offering the perfect blend of peaceful living with convenient access to town. This well-kept home features a warm and inviting layout, beginning with a spacious living room ideal for entertaining or relaxing. The dedicated dining room provides a comfortable space for meals and gatherings, while the cute, functional kitchen offers everything you need with plenty of potential to make it your own. A highlight of the home is the large breezeway, offering a versatile transition space that leads directly to the patio and backyard—an excellent setup for enjoying the outdoors, grilling, or hosting guests. The full basement provides ample storage and additional possibilities for hobbies, a workshop, or future finishing.
Source: SparkMLS
About this home
Located in Coldwater, this property offers 2-bedroom, 1-bath, 1,158 sq ft, with original construction dating to 1960.
Closed at $185,000 (about $160/sq ft).
Annual property taxes run approximately $830 ($69/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,158 sqft
Lot Size0.45 acres
Year Built1960
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed1/14/2026
Sold Date6/10/2026
Original Price$189,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$830
Tax Year2024
Assessed Value$30,885
Parcel #12070G8000000500
Source: SparkMLS
Legal Description
LOT 5 GREEN ACRES EXC COM AT NW COR TH E 105 FT TH S TO A PT 80 FT E OF SW COR, TH W TO SW COR, TH NWLY 143.13 FT ALG WLY SIDE OF SD LOT TO POB SEC 9 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 514 N Union City Road, Coldwater, MI 49036
Which school district serves 514 N Union City Road, Coldwater, MI 49036?
Per MLS# 25061132, 514 N Union City Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 514 N Union City Road, Coldwater, MI 49036?
Per MLS# 25061132, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 514 N Union City Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $830 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 514 N Union City Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 514 N Union City Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 514 N Union City Road, Coldwater, MI 49036. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 514 N Union City Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
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Internet
FiberDownload
1 Gbps
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10 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
514 N Union City Road, Coldwater, MI 49036
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