For Sale
5140 W Polk Road, Hart, MI 49420
$415,000
MLS # 26015411 (Michigan Regional Information Center (MichRIC))
1 bathBuilt 19932.5 acres
1 / 1
Listing Description
Excellent commericial location on the Polk Rd corridor to Silver Lake. Located 1/2 mile west of US 31 Off Ramp. New Metal Roof installed 2024. New Propane tank installed 2025. Multiple use building. The front section is 40'x64' (2,560 sqft with 11' ceilings)., which includes updated showroom (24'x40') with office buildout and storage area. The back of the building is 56'x48' (2,688 sqft with 12' ceilings. 200 amp service, 3 heat sources and a full bathroom. 2.5 total acres.
Source: SparkMLS
About this home
This 1-bath home built in 1993 sits in Hart.
Currently offered at $415,000.
Property tax estimate: $7,000 per year ($583/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms1
Lot Size2.5 acres
Year Built1993
Location
CityHart
MunicipalityGolden Twp
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
ConstructionMetal Siding
HeatingForced Air, Space Heater
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, Cable Available, Phone Connected, Electricity Connected, Cable Connected, Propane
InteriorBroadband
Sale & Financing
Listed4/14/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$7,000
Tax Year2025
Assessed Value$152,400
Parcel #006-013-400-07
Source: SparkMLS
Legal Description
5140 W POLK RD WD-L2008P24774 SPL FR 05 IN 91 SEC 13 T15N R18W. 2.5 A M/L W 165 FT OF S 35 A OF E 70 A OF S 1/2 OF SE 1/
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kenneth Beebe
Five Star Real Estate
Frequently Asked Questions about 5140 W Polk Road, Hart, MI 49420
What school district is 5140 W Polk Road, Hart, MI 49420 in?
Per MLS# 26015411, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5140 W Polk Road, Hart, MI 49420?
Per MLS# 26015411, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015411, the most recent reported annual property tax for 5140 W Polk Road, Hart, MI 49420 is $7,000 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5140 W Polk Road, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5140 W Polk Road, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Golden Twp police department or the Oceana County sheriff's office.
Map
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Monthly payment$2,692
Principal & interest$2,692
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
5140 W Polk Road, Hart, MI 49420
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