For Sale
5144 Heidi Lane, Saginaw, MI 48604
$235,000
MLS # 50207802 (MiRealSource)
3 beds3 bathsBuilt 19670.26 acres
1 / 20
Listing Description
5144 Heidi Lane, Saginaw, MI Must see this well-built brick ranch in convenient location in Kochville Township, Saginaw! 3-bedroom, 3-bath, 1739 square ft. plus 3 finished bonus rooms in the basement offering many possibilities! 20x20 open recreation or exercise room with full bath in basement giving you a lot of space! The stainless steel kitchen appliances highlight a nice open kitchen with bar setting. First-floor laundry with washer and dryer included. Beautiful fireplace in living room and sliding doors leading to an outside wood deck! More space for storage with an attached 2-car garage and a 10x10 wood shed. This home features a forced-air heating system with central air and newer water heater.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath home built in 1967 sits in Kochville Township in Saginaw.
Listed at $235,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.26 acres
Year Built1967
Location
CitySaginaw
MunicipalityKochville Twp
Zip Code48604
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Terry Starks
Century 21 Signature Realty Midland
Frequently Asked Questions about 5144 Heidi Lane, Saginaw, MI 48604
Which school district serves 5144 Heidi Lane, Saginaw, MI 48604?
Per MLS# 50207802, 5144 Heidi Lane, Saginaw, MI 48604 is in the Saginaw Public boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Public directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50207802, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5144 Heidi Lane, Saginaw, MI 48604 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5144 Heidi Lane, Saginaw, MI 48604 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5144 Heidi Lane, Saginaw, MI 48604?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kochville Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5144 Heidi Lane, Saginaw, MI 48604
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Municipality
Kochville Township
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