Sold
515 Howard Avenue, St. Joseph, MI 49085
Sold on 07/19/2024 for$326,000
MLS # 24028695 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,461 sqftBuilt 19150.09 acres
1 / 34
Listing Description
Ideal St. Joe gem 4 Blocks from the Train-trestle to Lake Michigan beach! Well appointed & charming w/ manicured landscaping & a front parlor wrapped in windows adjacent to a recently added bath just off the large open living room opening to the inviting dining area w/large windows overlooking the court yard like back yard. Much storage including a walk-in closet in the primary bedroom. 1st floor & basement laundry areas, large open basement that is pleasant & well lighted. 2 car garage with adjoining shed. Much new plumbing & electrical 2018, new gas furnace & AC 2018 & more! MUST see inside this pleasant home & enjoy it's pleasing décor & SUPER location! A quiet neighborhood walking distance to the beach & downtown. Ideal for year around living! All dimensions are approximated only.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,461 sq ft home in St Joseph in St. Joseph built in 1915.
This home sold for $326,000 (about $223/sq ft).
Estimated annual property tax: $2,242, or about $187 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,461 sqft
Lot Size0.09 acres
Year Built1915
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed6/5/2024
Sold Date7/18/2024
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,242
Tax Year2023
Assessed Value$55,092
Parcel #11-76-1130-0012-00-1
Source: SparkMLS
Legal Description
LOT 12 CANAVAN & BURKHARDS ADD TO CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Art Attila
ERA Reardon Realty
Frequently Asked Questions about 515 Howard Avenue, St. Joseph, MI 49085
Which school district serves 515 Howard Avenue, St. Joseph, MI 49085?
Per MLS# 24028695, 515 Howard Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 24028695, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 515 Howard Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,242 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 515 Howard Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 515 Howard Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 515 Howard Avenue, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 515 Howard Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
515 Howard Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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