For Sale
515 Jay Street, St. Clair, MI 48079
$289,900
MLS # 20261043077 (Realcomp)
4 beds2 baths2,200 sqftBuilt 19230.24 acres
1 / 60
Listing Description
Welcome to this beautifully preserved circa 1923 home, where timeless character meets modern comfort. Ideally situated just moments from the St. Clair River boardwalk, parks, restaurants, shops, and all that downtown St. Clair has to offer, this home delivers the perfect blend of history, convenience, and lifestyle.Step inside to discover stunning original red oak hardwood floors, generous living spaces, and the warmth and craftsmanship that only a historic home can provide. The updated kitchen features granite countertops and ample workspace, while the tastefully renovated bathrooms offer modern style without sacrificing the home's classic charm.Enjoy added peace of mind with major mechanical updates completed in 2020, including the roof, furnace, and central air conditioning—providing lasting value while preserving the home's historic appeal.Whether you're taking an evening walk along the riverfront, enjoying the vibrant downtown atmosphere, or relaxing in the comfort of your own home, this property offers a rare opportunity to own a piece of St. Clair history with today's modern conveniences.**Buyer to verify all measurements, square footage, distances, and any information deemed important.** Cat is in the home. Please ensure **all doors are securely closed before leaving**, and return the key to the lockbox after your showing.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,200 sq ft home in St Clair in St. Clair built in 1923.
Listed at $289,900 (about $132/sq ft).
Annual property taxes run approximately $3,163 ($264/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,200 sqft
Lot Size0.24 acres
Year Built1923
Stories2
Location
CitySt. Clair
MunicipalitySt. Clair City
Zip Code48079
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionAluminum Siding
BasementPartial
HeatingForced Air
WaterPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/8/2026
Original Price$299,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,163
Parcel #74070490121000
Source: SparkMLS
Legal Description
N78.5' LOT 218 MAP OF ST CLAIR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lori Vesich
Keller Williams Realty-Great Lakes
Frequently Asked Questions about 515 Jay Street, St. Clair, MI 48079
Which school district serves 515 Jay Street, St. Clair, MI 48079?
Per MLS# 20261043077, 515 Jay Street, St. Clair, MI 48079 is in the East China boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact East China directly to confirm enrollment eligibility.
What financing options are available for 515 Jay Street, St. Clair, MI 48079?
Per MLS# 20261043077, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 515 Jay Street, St. Clair, MI 48079?
Per public tax records, annual property taxes for this property are $3,163. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 515 Jay Street, St. Clair, MI 48079 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 515 Jay Street, St. Clair, MI 48079 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 515 Jay Street, St. Clair, MI 48079?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Clair City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
515 Jay Street, St. Clair, MI 48079
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Municipality
St Clair
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