Sold
515 S Winding Drive, Waterford, MI 48328
Sold on 06/12/2026 for$405,000
MLS # 20261034169 (Realcomp)
3 beds3 baths1,850 sqftBuilt 20200.17 acres
1 / 39
Listing Description
Here it is! Picture perfect and totally move in ready! Sun soaked, thoughtfully designed, and upgraded on every floor. Step inside and you're greeted with beautiful wide plank solid bamboo flooring throughout the main level, custom soft-close cabinetry with solid stone countertops in kitchen, stainless steel appliances, with tons of cabinet and counter top space. Deluxe moldings throughout, striking tiled flooring in full baths. The spacious primary suite has an oversized closet with attached full bath with dual sinks and beautiful natural light. Super convenient second floor laundry room. Plus 2 more generous sized bedrooms that create an easy, elevated flow from room to room. The basement is ready for your custom design to finish or simply use the extra storage space. The backyard? A full oasis. Lush landscaped grounds - fully fenced, designer brick paver patio, and a gazebo really makes the space pop. Your guests will have to be coaxed to leave it is so dreamy. Extras that matter: And for those who want it, optional HOA access unlocks lake privileges including 363 acres All Sports Elizabeth Lake ( Eleia Beach), includes Seasonal Boat Docking/Mooring and beach privileges, private beach, park, and mooring dock. The bus stop is located right on the street - if you have kids. **New water heater in 2026. This is the one that checks boxes you didn’t even know you had. Better than new - just bring your toothbrush. Don't miss this one!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,850 sq ft home built in 2020 sits in Waterford Township in Waterford.
Closed at $405,000 (about $219/sq ft).
Estimated annual property tax: $6,359, or about $530 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,850 sqft
Lot Size0.17 acres
Year Built2020
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/12/2026
Sold Date6/11/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$6,718
State Equalized Value$209,110
Taxable Value$186,960
Parcel #1326356028
Source: Public Records
Legal Description
T3N, R9E, SEC 26 ELIZABETH LAKE ESTATES NO 2 LOT 610 4-12-19 FR 13-35-159-001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erica Collica Swink
Max Broock, REALTORS®-Detroit
Frequently Asked Questions about 515 S Winding Drive, Waterford, MI 48328
Which school district serves 515 S Winding Drive, Waterford, MI 48328?
Per MLS# 20261034169, 515 S Winding Drive, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261034169, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 515 S Winding Drive, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $6,718. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 515 S Winding Drive, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 515 S Winding Drive, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 515 S Winding Drive, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$6,359
Monthly$530
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,118
Principal & interest$2,588
Property taxes$530
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
515 S Winding Drive, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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