For Sale
5158 Coldwater Road, Lapeer, MI 48446
$369,900
MLS # 20261049108 (Realcomp)
4 beds4 baths2,186 sqftBuilt 19981.06 acres
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Listing Description
Welcome to this updated bi-level home that combines modern daily living with unique lifestyle amenities. Boasting 4 spacious bedrooms and 3.5 baths, this property is designed to impress from the moment you arrive. Embracing eco-conscious living, the home features integrated solar panels and an expansive 6+ car garage. Thoughtfully designed, this property also offers a dedicated pet wash station. Step outside to a well-manicured, spacious yard featuring a dedicated dog run alongside a custom chicken coop. This home comes complete with all appliances, a private office desk, and a few additional premium inclusions.Note: The backyard pond is not included in the sale.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 2,186 sq ft home in Oregon Township in Lapeer built in 1998.
Listed at $369,900 (about $169/sq ft).
Annual property taxes run approximately $1,701 ($142/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,186 sqft
Lot Size1.06 acres
Year Built1998
Stories2
Location
CityLapeer
MunicipalityOregon Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage6 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,701
Parcel #01701703450
Source: SparkMLS
Legal Description
T8N R9E SEC 17 PART OF THE SW 1/4 BEG AT A PT ON THE S LI OF SEC WHICH IS S 89 DEG E 700.5 FT FROM THE S 1/4 COR OF SEC TH N 250 FT; TH S 89 DEG E 185 FT; TH S 250 FT; TH N 89 DEG W 185 FT TO POB PARCEL 3 1.06 ACRES 1997 SPLIT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Pratcher
Premier Agent Network Michigan LLC
Frequently Asked Questions about 5158 Coldwater Road, Lapeer, MI 48446
Which school district serves 5158 Coldwater Road, Lapeer, MI 48446?
Per MLS# 20261049108, 5158 Coldwater Road, Lapeer, MI 48446 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261049108, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5158 Coldwater Road, Lapeer, MI 48446?
Per public tax records, annual property taxes for this property are $1,701. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5158 Coldwater Road, Lapeer, MI 48446 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5158 Coldwater Road, Lapeer, MI 48446 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5158 Coldwater Road, Lapeer, MI 48446?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Oregon Twp police department or the Lapeer County sheriff's office.
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Monthly payment$2,399
Principal & interest$2,399
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5158 Coldwater Road, Lapeer, MI 48446
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Municipality
Oregon Township
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