For Sale
516 E Exchange Street, Spring Lake, MI 49456
$305,000
MLS # 26033787 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,268 sqftBuilt 19280.25 acres
1 / 30
Listing Description
Welcome home to this timeless Craftsman Cape Cod in the heart of Spring Lake Village! Offering over 2,000 sq. ft. of living space, this classic home blends charm, character. Features include 4 bedrooms, 1.5 baths, main-floor laundry, and two fireplaces, Living Room, Recreation Room, and dinning room that create warm, inviting living spaces. Outside, you'll find an oversized lot with a fully fenced backyard. Cool off in the in-ground pool on warm summer days. Conveniently located near Spring Lake schools, parks, marinas, shopping, restaurants, and the lakeshore, this home offers the perfect combination of small-town charm and modern convenience. Don't miss your opportunity to make this Village gem your own!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,268 sq ft home built in 1928 sits in Spring Lake Township in Spring Lake.
Currently offered at $305,000 (about $134/sq ft).
Estimated annual property tax: $3,066, or about $256 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,268 sqft
Lot Size0.25 acres
Year Built1928
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Vllg
Zip Code49456
CountyOttawa
School DistrictSpring Lake
Construction & Systems
StyleCape Cod
ConstructionBrick, Wood Siding
BasementCrawl Space, Full
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband
Sale & Financing
Listed7/3/2026
Original Price$325,000
Terms AcceptedCash, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,066
Tax Year2026
State Equalized Value$146,900
Taxable Value$74,332
Assessed Value$76,338
Homestead (PRE)100%
Parcel #70-03-15-482-028
Source: Public Records
Legal Description
LOT 8 EXC COM NW COR, TH S 85 FT, S 89D 51M 50S E 1 FT, N 23 FT, TH N 0D 55M 27S W 62.01 FT TO BEG. ALOYS BILZ'S ADD TO VILLAGE OF SPRING LAKE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel Curtis Hendrick
Berkshire Hathaway HomeServices Clyde Hendrick
Frequently Asked Questions about 516 E Exchange Street, Spring Lake, MI 49456
Which school district serves 516 E Exchange Street, Spring Lake, MI 49456?
Per MLS# 26033787, 516 E Exchange Street, Spring Lake, MI 49456 is in the Spring Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Spring Lake directly to confirm enrollment eligibility.
What financing options are available for 516 E Exchange Street, Spring Lake, MI 49456?
Per MLS# 26033787, this listing accepts Cash, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 516 E Exchange Street, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $3,066 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 516 E Exchange Street, Spring Lake, MI 49456 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 516 E Exchange Street, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 516 E Exchange Street, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Vllg police department or the Ottawa County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,978
Principal & interest$1,978
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
516 E Exchange Street, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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