Sold
516 Withington Street, Ferndale, MI 48220
Sold on 06/03/2026 for$554,100
MLS # 20261023108 (Realcomp)
4 beds3 baths3,458 sqftBuilt 19190.16 acres
1 / 50
Listing Description
Here we have the best of all worlds! Discover the ultimate urban lifestyle in this stunningly renovated bungalow, perfectly situated just steps from the vibrant pulse of downtown Ferndale. This turn-key gem seamlessly blends modern aesthetics with the eclectic, "fun and funky" soul of Michigan’s most sought-after community. From the moment you arrive, the curb appeal and prime location signal a rare find in today’s low-inventory market. Step inside to an expansive open-concept floor plan drenched in natural light, where every square foot has been meticulously updated for the discerning buyer. The heart of the home is a chef-sized kitchen boasting a massive footprint - a rare "blank canvas" opportunity that is prime for a custom luxury renovation to add immediate sweat equity to an otherwise finished masterpiece. The primary suite is amazing with a home office or additional bedroom with an adjoining huge spa bathroom for the ultimate in relaxation. The oversized primary retreat is a true showstopper, offering a sprawling footprint that includes a private family room and or recreation/home office area. This versatile sanctuary provides the perfect "home within a home" vibe for relaxation or play. Downstairs, the fully finished walk-out basement offers incredible ADU (Accessory Dwelling Unit) potential, with a separate entrance and a layout optimized for a high-yield rental, Airbnb, or an inspiring creative studio - this space is a significant value-add for savvy folks and house-hackers alike! Featuring all-new finishes, energy-efficient upgrades, and a location that boasts a top-tier walk score, this property is the definition of move-in ready. Don’t miss your chance to own a piece of Ferndale’s thriving real estate market!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,458 sq ft home built in 1919 sits in Ferndale in Ferndale.
Closed at $554,100 (about $160/sq ft).
Estimated annual property tax: $6,613, or about $551 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,458 sqft
Lot Size0.16 acres
Year Built1919
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/14/2026
Sold Date6/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,613
State Equalized Value$212,970
Taxable Value$130,080
Parcel #2527354029
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 416
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nancy R Robinson
Real Broker, LLC Berkley
Frequently Asked Questions about 516 Withington Street, Ferndale, MI 48220
Which school district serves 516 Withington Street, Ferndale, MI 48220?
Per MLS# 20261023108, 516 Withington Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261023108, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 516 Withington Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $6,613. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 516 Withington Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 516 Withington Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 516 Withington Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,697
Principal & interest$3,697
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
516 Withington Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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