Under Contract
517 Harbaugh Drive, Coldwater, MI 49036
$289,900
MLS # 26027323 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,337 sqftBuilt 19800.31 acres
1 / 37
Listing Description
Accepting back up offers! **Huyck Lake** Welcome to the lake!! Huyck Lake is a no-wave lake in southern branch county known for its prime fishing. 517 Harbaugh has been loved by the same family for decades and is officially ready for its new owners. Offering nearly 1400 sqft this home has stunning lake views from every room. A beautiful living room addition was centered around the stunning lake, featuring a cozy fireplace for chilly nights. The kitchen is tastefully remodeled with beautiful quartz countertops and plenty of cabinetry. Easy one level living with 3 bedrooms, 1 and a half baths. 2 lakeside bedrooms have stunning Anderson sliding doors leading you right out to the deck to enjoy the sounds of the lake. Outside you can relax on the patio deck or you can choose the screened porch. The best part? Sellers are leaving the home nearly fully furnished meaning you can get possession, turn your key and immediately start enjoying the lake!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,337 sq ft home in Coldwater built in 1980.
Asking $289,900 (about $217/sq ft).
Property tax estimate: $2,381 per year ($198/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,337 sqft
Lot Size0.31 acres
Year Built1980
Stories1
Location
CityColdwater
MunicipalityKinderhook Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,381
Tax Year2025
Assessed Value$89,413
Parcel #150-H11-000-009-00
Source: SparkMLS
Legal Description
LOT 9 HARBAUGH BEACH NO 1 SEC 11 & 14 T8S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sydney Butler MTP Group
Real Broker LLC
Frequently Asked Questions about 517 Harbaugh Drive, Coldwater, MI 49036
Which school district serves 517 Harbaugh Drive, Coldwater, MI 49036?
Per MLS# 26027323, 517 Harbaugh Drive, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027323, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 517 Harbaugh Drive, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $2,381 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 517 Harbaugh Drive, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 517 Harbaugh Drive, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 517 Harbaugh Drive, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kinderhook Twp police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
517 Harbaugh Drive, Coldwater, MI 49036
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