For Sale
518 Walnut Street, Three Rivers, MI 49093
$219,900
MLS # 26025164 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,080 sqftBuilt 19300.18 acres
1 / 45
Listing Description
Classic charm meets spacious living in this inviting two-story home! Featuring eye-catching brickwork and timeless character, this home offers plenty of space both inside and out. There are numerous updates throughout, you must see to appreciate! The updated kitchen offers modern touches, new flooring, stainless steel appliances (new in 2023), and a new dishwasher & garbage disposal installed in 2025. There is also an updated pantry & newly added coffee bar. The spacious living room showcases a beautiful brick fireplace and new carpet, creating a warm and cozy atmosphere. The dining room also features new flooring and provides the ideal setting for holiday gatherings and family dinners. An additional family room gives you even more space to relax, entertain, or spread out comfortably.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,080 sq ft home in Three Rivers in Three Rivers built in 1930.
Listed at $219,900 (about $106/sq ft).
Property tax estimate: $4,428 per year ($369/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,080 sqft
Lot Size0.18 acres
Year Built1930
Stories2
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleTraditional
ConstructionAluminum Siding, Brick
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/27/2026
Original Price$220,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,428
Tax Year2025
Assessed Value$97,635
Parcel #05114521500
Source: SparkMLS
Legal Description
Legal: S. 60 ft. of Lot 8, Blk 20, City of Three Rivers
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather A Martell
Martell Realty Inc.
Frequently Asked Questions about 518 Walnut Street, Three Rivers, MI 49093
What school district is 518 Walnut Street, Three Rivers, MI 49093 in?
Per MLS# 26025164, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025164, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025164, the most recent reported annual property tax for 518 Walnut Street, Three Rivers, MI 49093 is $4,428 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 518 Walnut Street, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 518 Walnut Street, Three Rivers, MI 49093 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
518 Walnut Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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