Sold
5186 Harwood Road, Ionia, MI 48846
Sold on 06/05/2026 for$330,000
MLS # 26017846 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,568 sqftBuilt 19981.73 acres
1 / 55
Listing Description
🏡 Country Living with Space to Grow on Nearly 2 Acres! 🌳✨ Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch nestled in a peaceful country setting in the highly desired Ionia School District! Situated on almost 2 fully fenced acres, this property offers the perfect blend of privacy, space, and convenience. Inside, you'll find comfortable main-floor living with a functional layout, plenty of natural light, and additional living space in the partially finished basement--perfectly set up as a playroom, rec room, or flexible space for the kids to enjoy! This home has been thoughtfully updated, giving buyers peace of mind for years to come, including a new roof in 2021, new steel roof and gutters in 2021, furnace and central air in 2020, updated well pump, bladder tank, water softener, windows, and slider door. The septic was pumped in 2023 for added reassurance. Outside is where this property truly shines! Enjoy wide-open space for entertaining, pets, or simply
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,568 sq ft home in Ionia built in 1998.
Closed at $330,000 (about $210/sq ft).
Estimated annual property tax: $2,635, or about $220 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,568 sqft
Lot Size1.73 acres
Year Built1998
Stories1
Location
CityIonia
MunicipalityBerlin Twp
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorCeiling Fan(s), LP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed4/23/2026
Sold Date6/4/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,635
Tax Year2025
Assessed Value$84,395
Parcel #011-014-000-010-30
Source: SparkMLS
Legal Description
PT NE 1/4 SEC 14, COM 225FT N OF E 1/8 PO, TH W 335FT, TH N 225FT, TH E 335FT, TH S 225FT TO POB SEC 14 T6N R7W 1998 FKA 011-014-010-00 BERLIN TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Linda S Lazarus
Michigan Top Producers
Frequently Asked Questions about 5186 Harwood Road, Ionia, MI 48846
Which school district serves 5186 Harwood Road, Ionia, MI 48846?
Per MLS# 26017846, 5186 Harwood Road, Ionia, MI 48846 is in the Ionia boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ionia directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26017846, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5186 Harwood Road, Ionia, MI 48846?
Per public tax records, annual property taxes for this property are $2,635 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5186 Harwood Road, Ionia, MI 48846 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5186 Harwood Road, Ionia, MI 48846 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5186 Harwood Road, Ionia, MI 48846?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berlin Twp police department or the Ionia County sheriff's office.
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5186 Harwood Road, Ionia, MI 48846
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