For Sale
519 Main Street, St. Joseph, MI 49085
$1,100,000
MLS # 26015243 (Michigan Regional Information Center (MichRIC))
4 bathsBuilt 19950.47 acres
1 / 66
Listing Description
Rare opportunity to own a landmark Class A office building prominently positioned on Main Street. Featuring over 7500sf of finished space and just steps from downtown and minutes from the shores of Lake Michigan. This building has a commanding presence, generous on-site parking, and exceptional accessibility within a vibrant civic corridor surrounded by churches, government buildings, and established businesses. The meticulously finished interior offers multiple executive offices flooded with natural light, a sophisticated boardroom with coffered ceiling and integrated AV, private restrooms, elevator, and a private outdoor patio, all turnkey and move-in ready. Basement foundation has been waterproofed with lifetime transferable warranty. An unmatched opportunity for a law firm, financial services group, or corporate headquarters seeking premier visibility, prestige, and a truly irreplaceable location.
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 4-bath, with original construction dating to 1995.
Asking $1,100,000.
Property tax estimate: $36,392 per year ($3,033/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeOffice
Bathrooms4
Lot Size0.47 acres
Year Built1995
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick
HeatingForced Air
UtilitiesPhone Connected, Natural Gas Connected, Electricity Connected, Cable Connected
InteriorBroadband
Sale & Financing
Listed4/13/2026
Original Price$1,149,000
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$36,392
Tax Year2025
Assessed Value$604,029
Parcel #11-76-0340-0243-03-1
Source: SparkMLS
Legal Description
LOTS 243 & 244 & THE SWLY 25' OF LOT 242 ORIGINAL PLAT OF CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 519 Main Street, St. Joseph, MI 49085
What school district is 519 Main Street, St. Joseph, MI 49085 in?
Per MLS# 26015243, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26015243, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015243, the most recent reported annual property tax for 519 Main Street, St. Joseph, MI 49085 is $36,392 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 519 Main Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 519 Main Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 519 Main Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
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Monthly payment$7,135
Principal & interest$7,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
519 Main Street, St. Joseph, MI 49085
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Municipality
St Joseph
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