For Sale
5190 Pier Road, Coloma, MI 49038
$1,195,000
MLS # 26032021 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,646 sqftBuilt 19791.59 acres
1 / 32
Listing Description
Experience the beauty of Lake Michigan every day from this impeccably updated waterfront ranch, offering an impressive 137 feet of private lake frontage and breathtaking sunsets in every season. Perfectly positioned on a spectacular lot, this move-in-ready home combines timeless style with effortless, single-level living and can be used as your primary homestead or rented short term. Inside, you'll find everything redone! Most windows are newer, flooring, new kitchen, solid surface counters, a new concrete patio, newer roof, three bedrooms, two beautifully updated baths, and an inviting open-concept floor plan designed to maximize lake views and comfortable living. The spacious family room flows seamlessly into the kitchen and dining areas, while the cozy den with a fireplace provides the perfect retreat for relaxing evenings. Just off the kitchen, a charming porch offers an ideal setting for morning coffee, casual dining, or simply soaking in the peaceful surroundings.
Source: SparkMLS
About this home
Located in Hagar Township in Coloma, this property offers 3-bedroom, 2-bath, 1,646 sq ft, with original construction dating to 1979.
Listed at $1,195,000 (about $726/sq ft).
Annual property taxes run approximately $14,257 ($1,188/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,646 sqft
Lot Size1.59 acres
Year Built1979
Stories1
Location
CityColoma
MunicipalityHagar Twp
Zip Code49038
CountyBerrien
School DistrictColoma
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$14,257
Tax Year2024
Assessed Value$362,639
Parcel #11-10-0015-0020-02-5
Source: SparkMLS
Legal Description
COM 1780.56' W & 1300.57' N OF S1/4 PST SEC 15 T3S R18W SD PT BEING 50' N OF ANDERSON POLLARD LINE TH N52DEG26'32''E ON W LN HWY 35.5' TH N30DEG39'24''E 494.69' TH S38DEG10'35''E 205.58' TO C/L RD TH N46DEG10'E 103.28' TO TRUE POB TH N46DEG10'E 101.38' TH N40DEG45'25''W 257.47' TH N89DEG20'25''W 105.38' TO MEANDER PT TH S12 DEG15'26''W ON MEAN LN 103.7' TO MEAN PT TH S89DEG20'25''E 66' TH S43DEG34
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 5190 Pier Road, Coloma, MI 49038
What school district is 5190 Pier Road, Coloma, MI 49038 in?
Per MLS# 26032021, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5190 Pier Road, Coloma, MI 49038?
Per MLS# 26032021, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032021, the most recent reported annual property tax for 5190 Pier Road, Coloma, MI 49038 is $14,257 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5190 Pier Road, Coloma, MI 49038 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5190 Pier Road, Coloma, MI 49038 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$7,751
Principal & interest$7,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5190 Pier Road, Coloma, MI 49038
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Municipality
Hagar Township
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