Sold
5197 SURFWOOD Drive, Commerce Twp, MI 48382
Sold on 04/01/2025 for$690,000
MLS # 20250012325 (Realcomp)
3 beds3 baths2,775 sqftBuilt 19670.4 acres
1 / 24
Listing Description
***HIGHEST & BEST DUE TUESDAY, THE 18TH BY NOON, NO ESCALATION CLAUSES PLEASE*** FANTASTIC OPPORTUNITY! 3 Bedroom, 3 Full Baths Ranch w/ Fully Finished Walkout on All Sports Private Lake Sherwood! Located on Main Lake. Over 1400 square feet on 1st floor, with 1344 Lower-level square footage! Great floor plan! Large great room w/access to trek deck, fireplace & million-dollar sunset views! Convenient 1st floor laundry room. Plenty of storage! Updates include... Engineered Septic System (2 tanks), Water Softener, Kitchen Appliances, exterior paint. Original owner... well-loved home! Endless possibilities & ready for your personal touch.
Source: SparkMLS
About this home
Located in Commerce Township in Commerce Twp, this property offers 3-bedroom, 3-bath, 2,775 sq ft, with original construction dating to 1967.
Final sale price: $690,000 (about $249/sq ft).
Property tax estimate: $8,044 per year ($670/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,775 sqft
Lot Size0.4 acres
Year Built1967
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingRadiant
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Central Vacuum, Water Softener/Owned
Sale & Financing
Listed3/8/2025
Sold Date3/31/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
Source: SparkMLS
Tax Information
Annual Tax$6,371
State Equalized Value$292,310
Taxable Value$196,260
Parcel #1707201003
Source: Public Records
Legal Description
T2N, R8E, SEC 7 LAKE SHERWOOD SUB NO 10 LOT 210
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Susan McFarland
RE/MAX Classic
Frequently Asked Questions about 5197 SURFWOOD Drive, Commerce Twp, MI 48382
Which school district serves 5197 SURFWOOD Drive, Commerce Twp, MI 48382?
Per MLS# 20250012325, 5197 SURFWOOD Drive, Commerce Twp, MI 48382 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
What financing options are available for 5197 SURFWOOD Drive, Commerce Twp, MI 48382?
Per MLS# 20250012325, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5197 SURFWOOD Drive, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $6,371. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5197 SURFWOOD Drive, Commerce Twp, MI 48382 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5197 SURFWOOD Drive, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5197 SURFWOOD Drive, Commerce Twp, MI 48382. The maximum advertised download speed is 2.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5197 SURFWOOD Drive, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$8,044
Monthly$670
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,187
Principal & interest$4,475
Property taxes$670
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5197 SURFWOOD Drive, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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