For Sale
520 S Birney Street, Bay City, MI 48708
$120,000
MLS # 50214283 (MiRealSource)
4 beds1 bathBuilt 19200.11 acres
1 / 3
Listing Description
Welcome to this charming 4 bed 2 bath corner lot, featuring a 1 car detached garage. This home features a beautiful fireplace in the living room for cozy evenings. Enjoy the covered front porch for those beautiful Summer days.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Bay City in Bay City built in 1920.
Asking $120,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.11 acres
Year Built1920
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #0916002731100600
Source: SparkMLS
Legal Description
LOT 6 BLK 5 THE BACKUS ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Drew Pursley
Gateway Brokerage
Frequently Asked Questions about 520 S Birney Street, Bay City, MI 48708
What school district is 520 S Birney Street, Bay City, MI 48708 in?
Per MLS# 50214283, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50214283, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 520 S Birney Street, Bay City, MI 48708 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 520 S Birney Street, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$778
Principal & interest$778
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
520 S Birney Street, Bay City, MI 48708
View full property history →
Municipality
Bay City
View all listings →
Get email alerts for new listings near 520 S Birney Street
We'll notify you when something hits the market in Bay City or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.