Under Contract
520 S Franklin, MI 48880
$159,000
MLS # 1944198 (Northern Great Lakes REALTORS® MLS)
4 beds1 bathBuilt 19500.25 acres
1 / 15
Listing Description
Welcome home to this solid block construction property in the heart of St. Louis, Michigan! Built to last and thoughtfully maintained, this move-in ready home offers comfort, durability, and room to grow. Step inside to find a clean, well-kept interior that’s ready for its next owner. The newer metal roof provides long-term peace of mind, while the home’s efficient layout makes everyday living easy. One of the standout features is the walkout basement—offering abundant natural light and incredible potential for additional living space. Whether you envision a family room, home office, guest suite, or recreational area, the lower level is a blank canvas ready for your finishing touches. Situated in a convenient location with easy access to local amenities, this home is perfect for buyers looking for value, flexibility, and a low-maintenance structure. Don’t miss this opportunity to own a move-in ready home with room to expand—schedule your showing today!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath home built in 1950 sits in St Louis in Michigan.
Listed at $159,000.
Electric service is provided by City of St Louis; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.25 acres
Year Built1950
Stories1
Location
Zip Code48880
CountyGratiot
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/23/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Fall
Unknown Office
Frequently Asked Questions about 520 S Franklin, MI 48880
What financing options are available for 520 S Franklin, MI 48880?
Per MLS# 1944198, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 520 S Franklin, MI 48880 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 520 S Franklin, MI 48880 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of St Louis. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,031
Principal & interest$1,031
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of St Louis
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
520 S Franklin, MI 48880
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Municipality
St Louis
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