For Sale
520 W Central Avenue, Mackinaw City, MI 49701
$249,000
MLS # 201841130
2 beds1 bathBuilt 19580.19 acres
1 / 11
Listing Description
Location, location, location! This 2-bedroom, 1-bath home sits on six city lots and is ready for your updates and vision. A large detached garage/workshop plus an additional storage shed provide plenty of room for vehicles, tools, boats, and outdoor toys. Just two blocks from Lake Michigan public access, three blocks from the Rails-to-Trails, and five blocks from downtown Mackinaw City. Across the street you'll find Mackinaw City Public Schools and the community park featuring tennis, pickleball, baseball, softball, basketball, a playground, plus an indoor walking track and weight room. A great opportunity to create your Up North dream home!, Age: 31+ Years Approx
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Mackinaw City Village in Mackinaw City built in 1958.
Asking $249,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.19 acres
Year Built1958
Location
CityMackinaw City
MunicipalityWawatam Twp
Zip Code49701
CountyEmmet
Sale & Financing
Listed6/28/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Bell
Coldwell Banker Fairbairn Realty
Frequently Asked Questions about 520 W Central Avenue, Mackinaw City, MI 49701
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 520 W Central Avenue, Mackinaw City, MI 49701 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 520 W Central Avenue, Mackinaw City, MI 49701 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 520 W Central Avenue, Mackinaw City, MI 49701?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Wawatam Twp police department or the Emmet County sheriff's office.
Map
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
520 W Central Avenue, Mackinaw City, MI 49701
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Municipality
Mackinaw City Village
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