Pending
5203 W Bald Eagle Drive, Ludington, MI 49431
$645,000
MLS # 26021210 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,592 sqftBuilt 20181.49 acres
1 / 39
Listing Description
Beautifully built in 2018, this wonderful 4-bedroom, 3-bath lakefront home offers 315 feet of frontage on Hopkins Lake and breathtaking water views. The open floorplan is designed for comfortable living and entertaining, featuring a living area that flows seamlessly to the deck overlooking the lake. The main floor includes a private primary suite and convenient main floor laundry. The finished walk-out lower level provides additional living and recreation space and access to the patio. The attached oversized 2 car garage and additional outbuilding offer plenty of room for vehicles, lake toys, and outdoor storage. Ideally located adjacent to Lakeside Links Golf Course and less than 10 minutes from downtown Ludington, this exceptional property offers the perfect combination of privacy, recreation, and convenience. Don't miss your opportunity to own this amazing lakefront home -- call today for your private showing!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,592 sq ft home built in 2018 sits in Ludington.
Listed at $645,000 (about $249/sq ft).
Annual property taxes run approximately $6,605 ($550/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,592 sqft
Lot Size1.49 acres
Year Built2018
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed5/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,178
Tax Year2026
State Equalized Value$243,900
Taxable Value$152,756
Assessed Value$152,756
Homestead (PRE)100%
Parcel #010-201-300-750-01
Source: Public Records
Legal Description
Lengthy Legal - See Legal Description Document in the MLS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 5203 W Bald Eagle Drive, Ludington, MI 49431
Which school district serves 5203 W Bald Eagle Drive, Ludington, MI 49431?
Per MLS# 26021210, 5203 W Bald Eagle Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26021210, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5203 W Bald Eagle Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $4,178 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5203 W Bald Eagle Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5203 W Bald Eagle Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5203 W Bald Eagle Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
$
Annual tax$6,605
Monthly$550
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$4,734
Principal & interest$4,183
Property taxes$550
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5203 W Bald Eagle Drive, Ludington, MI 49431
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